LIC MF ULIS Regular Premium Reducing Cover Qtrly 15Y(IDCW)
Ticker: mf16521
Risky
48/100
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L
LIC MF ULIS Regular Premium Uniform Cover Qtrly 10Y(IDCW)
The stock presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.
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L
LIC MF ULIS Regular Premium Reducing Cover Qtrly 10Y(IDCW)
The stock shows potential but is hindered by profitability issues and market sentiment.
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L
LIC MF ULIS Regular Premium Uniform Cover Qtrly 15Y(IDCW)
The stock shows moderate potential but is hindered by inconsistent profitability and limited growth drivers.
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L
LIC MF ULIS Regular Premium Reducing Cover HY 15Y(IDCW)
The stock presents several risks with limited growth potential and profitability concerns, making it a risky investment.
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L
LIC MF ULIS Regular Premium Reducing Cover HY 10Y(IDCW)
The stock presents several risks with limited growth potential and profitability concerns, making it a risky investment.
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L
LIC MF ULIS Regular Premium Reducing Cover Mthly 10Y(IDCW)
The stock shows potential but is hindered by inconsistent growth and valuation concerns.
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L
LIC MF ULIS Regular Premium Reducing Cover Yrly 10Y(IDCW)
The stock presents several risks with limited growth potential and profitability concerns, making it a risky investment.
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L
LIC MF ULIS Regular Premium Reducing Cover Mthly 15Y(IDCW)
The stock shows potential but faces challenges in growth consistency and market sentiment. Caution is advised.
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L
LIC MF ULIS Regular Premium Reducing Cover Yrly 15Y(IDCW)
The stock presents several risks with limited growth potential and profitability concerns, making it a risky investment.
View details
L
LIC MF ULIS Regular Premium Uniform Cover Yrly 15Y(IDCW)
The stock presents several risks with limited growth potential and profitability concerns, making it a risky investment.
View details
L
LIC MF ULIS Regular Premium Uniform Cover HY 15Y(IDCW)
The stock presents a decent opportunity but lacks strong growth and profitability metrics.
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L
LIC MF ULIS Regular Premium Uniform Cover Mthly 15Y(IDCW)
The stock presents a decent investment opportunity, but caution is advised due to growth inconsistencies and market risks.
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L
LIC MF ULIS Regular Premium Uniform Cover Yrly 10Y(IDCW)
The stock presents several risks with limited growth prospects and profitability concerns, making it a risky investment.
View details
L
LIC MF ULIS Regular Premium Uniform Cover Mthly 10Y(IDCW)
The stock shows potential but is hindered by inconsistent growth and execution risks. Caution is advised.
View details
L
LIC MF ULIS Regular Premium Uniform Cover HY 10Y(IDCW)
The stock presents several risks with limited growth potential and weak market sentiment, making it a risky investment.
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L
LIC MF ULIS-10Y Single Premium(IDCW)
The stock shows moderate potential but is not a strong investment opportunity at this time due to inconsistent growth and profitability metrics.
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Business Overview
LIC MF ULIS Regular Premium Reducing Cover is a unique investment plan designed for individuals seeking both insurance coverage and wealth creation. This product caters to those who want to secure their family's financial future while also accumulating savings over a 15-year period. It combines the benefits of life insurance with the potential for returns, making it a dual-purpose financial tool. With quarterly payouts, it ensures liquidity and regular income, enhancing financial stability.
- Combines insurance and investment benefits
- Ideal for long-term financial planning
- Offers quarterly payouts for liquidity
- Secures family's financial future
- Backed by LIC's trusted reputation
- Tailored for risk-averse investors
Investment Thesis
LIC MF ULIS Regular Premium Reducing Cover offers a compelling investment opportunity, backed by the strong credibility of LIC as a promoter. With a growing focus on digital services and attractive valuations compared to peers, this stock is positioned for significant growth in the evolving insurance landscape.
- Strong backing from LIC, a trusted name in the insurance sector.
- Expanding digital services enhance customer engagement and operational efficiency.
- Attractive valuation compared to industry peers, presenting a solid entry point.
- Long-term growth potential in the insurance market driven by increasing awareness.
- Quarterly dividends provide a consistent income stream for investors.
Opportunity vs Risk
Opportunities
- Stable returns over 15 years
- Tax benefits on premiums paid
- Growing demand for insurance products
- Potential for capital appreciation
- Regular income through dividends
Risks ⚠️
- Market volatility affecting returns
- Regulatory changes impacting policies
- Inflation eroding purchasing power
- Limited liquidity in the market
- Dependence on economic conditions
📊 Stock Investment Checklist (100 Points)
LIC MF ULIS Regular Premium Reducing Cover Qtrly 15Y(IDCW) • Updated: 2025-10-01 06:36:07
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10BusinessHighThe sector is evolving but lacks a clear competitive moat.
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10GrowthHighRevenue growth has been inconsistent with fluctuating profit margins.
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8ProfitabilityHighROE and ROCE are below industry averages, with cash flow concerns.
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9ValuationHighValuation metrics are higher than peers, indicating potential overvaluation.
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6BalanceGoodDebt levels are manageable, but liquidity is a concern.
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7GovernanceHighPromoter holding is stable, but there are some concerns about disclosures.
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4DriversGoodLimited growth catalysts and execution risks are present.
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2TechnicalsLowMarket sentiment is weak with low liquidity.
Final Score & Verdict
Score 48 / 100
• Risky
The stock presents several risks with limited growth prospects and profitability concerns, making it a risky investment.