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LIC MF ULIS Regular Premium Uniform Cover Mthly 10Y(IDCW)

Ticker: mf16535
Decent 57/100

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L
LIC MF ULIS Regular Premium Uniform Cover HY 10Y(IDCW)
Score 48/100 Risky
The stock presents several risks with limited growth potential and weak market sentiment, making it a risky investment.
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L
LIC MF ULIS-10Y Single Premium(IDCW)
Score 63/100 Decent
The stock shows moderate potential but is not a strong investment opportunity at this time due to inconsistent growth and profitability metrics.
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L
LIC MF ULIS
Score 68/100 Decent
LIC MF ULIS shows potential but faces challenges in growth consistency and valuation metrics.
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K
Kotak FMP-292-1735D(IDCW)
Score 48/100 Risky
The stock presents several risks with limited growth prospects and inconsistent financial performance.
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U
UTI Dynamic Bond Fund(A-IDCW)
Score 68/100 Decent
The fund shows decent potential but faces challenges in profitability and valuation metrics.
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U
UTI Dynamic Bond Fund(H-IDCW)
Score 66/100 Decent
The UTI Dynamic Bond Fund shows decent potential with stable growth and acceptable profitability metrics, but faces some execution risks.
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U
UTI Dynamic Bond Fund(F-IDCW)
Score 68/100 Decent
The UTI Dynamic Bond Fund shows decent potential but faces challenges in profitability and growth drivers.
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U
UTI Dynamic Bond Fund(Q-IDCW)
Score 48/100 Decent
The UTI Dynamic Bond Fund shows potential but faces challenges in profitability and liquidity. It is a decent option for conservative investors.
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K
Kotak Healthcare Fund(IDCW)
Score 56/100 Decent
The Kotak Healthcare Fund shows potential for growth in a promising sector, but investors should be cautious of valuation and execution risks.
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K
Kotak Healthcare Fund(IDCW Payout)
Score 68/100 Decent
The Kotak Healthcare Fund shows potential for growth in a promising sector, but faces challenges in profitability and execution risks.
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I
Invesco India Multi Asset Allocation Fund(IDCW)
Score 68/100 Decent
The fund shows potential with a decent growth trajectory, but faces challenges in profitability and market competition.
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D
DSP Nifty Midcap 150 Quality 50 Index Fund(IDCW Reinvest)
Score 66/100 Decent
The DSP Nifty Midcap 150 Quality 50 Index Fund presents a decent investment opportunity with growth potential, but investors should be cautious of midcap volatility and specific company risks.
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D
DSP Nifty Midcap 150 Quality 50 Index Fund(IDCW)
Score 66/100 Decent
The DSP Nifty Midcap 150 Quality 50 Index Fund presents a decent investment opportunity with a focus on quality midcap stocks, though some risks and valuation concerns exist.
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I
Invesco India Equity Savings Fund(IDCW)
Score 68/100 Decent
The fund shows a decent potential for growth with manageable risks, making it a reasonable investment choice.
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U
Union Active Momentum Fund(IDCW Payout)
Score 48/100 Risky
The fund shows potential but carries significant risks that may deter conservative investors.
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U
Union Active Momentum Fund(IDCW)
Score 66/100 Decent
The fund shows potential for growth but carries risks that need to be monitored closely.
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Business Overview

LIC MF ULIS Regular Premium Uniform Cover Monthly 10Y (IDCW) is a well-structured investment solution designed for individuals seeking long-term financial security through a combination of insurance and investment. This product is ideal for those looking to build a corpus while ensuring life cover. It matters because it offers a disciplined approach to saving, catering to both risk-averse and growth-oriented investors. With LIC's trusted brand, you can be assured of reliability and performance.

  • Long-term investment horizon of 10 years
  • Combines insurance cover with investment growth
  • Ideal for risk-averse and growth-focused investors
  • Regular premium payments ensure disciplined saving
  • Backed by LIC's trusted reputation in the market

Investment Thesis

LIC MF ULIS offers a compelling investment opportunity backed by the strong credibility of the LIC promoter group. With a growing focus on digital services and an attractive valuation compared to peers, this fund is well-positioned for long-term growth, making it an ideal choice for retail investors seeking stability and returns.

  • Strong backing from LIC, a trusted name in the insurance sector.
  • Significant growth potential in digital services to enhance customer engagement.
  • Attractive valuation metrics compared to industry peers, indicating potential upside.
  • Focus on consistent returns through a well-structured investment strategy.
  • Ideal for retail investors looking for a reliable long-term investment.

Opportunity vs Risk

Opportunities
  • Stable long-term returns expected
  • Tax benefits on premiums paid
  • Growing demand for insurance products
  • Diversification in investment portfolio
Risks ⚠️
  • Market volatility affecting returns
  • Regulatory changes in insurance sector
  • Interest rate fluctuations impact
  • Limited liquidity in the market
📊 Stock Investment Checklist (100 Points)
LIC MF ULIS Regular Premium Uniform Cover Mthly 10Y(IDCW) • Updated: 2025-10-01 06:36:44
  • 8
    Business
    High
    The sector is evolving with a focus on insurance and mutual funds, but faces competition.
  • 10
    Growth
    High
    Moderate revenue growth observed, but profit growth is inconsistent.
  • 10
    Profitability
    High
    ROE and ROCE are average, with OCF showing some volatility.
  • 9
    Valuation
    High
    Valuation metrics are in line with peers, but lack a significant edge.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 8
    Governance
    High
    Promoter holding is stable, but transparency in disclosures needs enhancement.
  • 6
    Drivers
    Good
    Growth drivers are present, but execution risks are notable.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 57 / 100 • Decent
The stock shows potential but is hindered by inconsistent growth and execution risks. Caution is advised.