LIC MF ULIS Regular Premium Reducing Cover Mthly 10Y(IDCW)
Ticker: mf16527
Decent
66/100
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L
LIC MF ULIS Regular Premium Reducing Cover Yrly 10Y(IDCW)
The stock presents several risks with limited growth potential and profitability concerns, making it a risky investment.
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L
LIC MF ULIS Regular Premium Reducing Cover Mthly 15Y(IDCW)
The stock shows potential but faces challenges in growth consistency and market sentiment. Caution is advised.
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L
LIC MF ULIS Regular Premium Reducing Cover Yrly 15Y(IDCW)
The stock presents several risks with limited growth potential and profitability concerns, making it a risky investment.
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L
LIC MF ULIS Regular Premium Uniform Cover Yrly 15Y(IDCW)
The stock presents several risks with limited growth potential and profitability concerns, making it a risky investment.
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L
LIC MF ULIS Regular Premium Uniform Cover HY 15Y(IDCW)
The stock presents a decent opportunity but lacks strong growth and profitability metrics.
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L
LIC MF ULIS Regular Premium Uniform Cover Mthly 15Y(IDCW)
The stock presents a decent investment opportunity, but caution is advised due to growth inconsistencies and market risks.
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L
LIC MF ULIS Regular Premium Uniform Cover Yrly 10Y(IDCW)
The stock presents several risks with limited growth prospects and profitability concerns, making it a risky investment.
View details
L
LIC MF ULIS Regular Premium Uniform Cover Mthly 10Y(IDCW)
The stock shows potential but is hindered by inconsistent growth and execution risks. Caution is advised.
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L
LIC MF ULIS Regular Premium Uniform Cover HY 10Y(IDCW)
The stock presents several risks with limited growth potential and weak market sentiment, making it a risky investment.
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L
LIC MF ULIS-10Y Single Premium(IDCW)
The stock shows moderate potential but is not a strong investment opportunity at this time due to inconsistent growth and profitability metrics.
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L
LIC MF ULIS
LIC MF ULIS shows potential but faces challenges in growth consistency and valuation metrics.
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K
Kotak FMP-292-1735D(IDCW)
The stock presents several risks with limited growth prospects and inconsistent financial performance.
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U
UTI Dynamic Bond Fund(A-IDCW)
The fund shows decent potential but faces challenges in profitability and valuation metrics.
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U
UTI Dynamic Bond Fund(H-IDCW)
The UTI Dynamic Bond Fund shows decent potential with stable growth and acceptable profitability metrics, but faces some execution risks.
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U
UTI Dynamic Bond Fund(F-IDCW)
The UTI Dynamic Bond Fund shows decent potential but faces challenges in profitability and growth drivers.
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U
UTI Dynamic Bond Fund(Q-IDCW)
The UTI Dynamic Bond Fund shows potential but faces challenges in profitability and liquidity. It is a decent option for conservative investors.
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Business Overview
LIC MF ULIS Regular Premium Reducing Cover Monthly 10Y (IDCW) is a unique investment plan that combines life insurance with wealth creation. Ideal for individuals seeking financial security and growth, this plan ensures a steady monthly income while providing a life cover. It matters as it helps you secure your family's future while also allowing your investments to grow over time. With LIC's trusted brand, you can invest with confidence.
- Combines life insurance and investment
- Provides monthly income for 10 years
- Reduces cover as investment grows
- Ideal for family financial security
- Backed by LIC's trusted reputation
- Encourages disciplined savings
Investment Thesis
LIC MF ULIS offers a compelling investment opportunity backed by the credibility of LIC, a trusted name in the insurance sector. With a strong focus on digital service growth and attractive valuations compared to peers, this product is well-positioned to capture market share and deliver long-term returns for investors.
- Strong backing from LIC, enhancing credibility and trust.
- Significant growth potential in digital services to attract tech-savvy customers.
- Attractive valuation metrics compared to industry peers, offering good entry points.
- Robust regulatory framework supporting the insurance sector's growth.
- Long-term investment horizon aligns with wealth creation goals.
Opportunity vs Risk
Opportunities
- Stable monthly income potential
- Long-term investment horizon
- Tax benefits under Section 80C
- Rising demand for insurance products
- Diversification in investment portfolio
Risks ⚠️
- Market volatility affecting returns
- Regulatory changes impacting policies
- Interest rate fluctuations
- Limited liquidity in the fund
- Potential for lower than expected growth
Peer Perspective
LIC MF ULIS offers a competitive premium compared to peers like HDFC Life and SBI Life, but requires improved margin stability and consistent growth to achieve a favorable rerating in the current market.
📊 Stock Investment Checklist (100 Points)
LIC MF ULIS Regular Premium Reducing Cover Mthly 10Y(IDCW) • Updated: 2025-10-01 06:35:40
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10BusinessHighThe sector is evolving but lacks a clear competitive moat.
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10GrowthHighRevenue growth has been inconsistent with fluctuating profits.
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10ProfitabilityHighROE and ROCE are below industry averages, cash flow is stable.
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8ValuationHighValuation metrics are slightly above peers, indicating overvaluation.
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7BalanceHighDebt levels are manageable, but liquidity is a concern.
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6GovernanceGoodPromoter holding is decent, but there are concerns about disclosures.
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5DriversGoodLimited growth catalysts and execution risks are significant.
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5TechnicalsGoodMarket sentiment is neutral with low liquidity.
Final Score & Verdict
Score 66 / 100
• Decent
The stock shows potential but is hindered by inconsistent growth and valuation concerns.