LIC MF ULIS-10Y Single Premium(IDCW)

Ticker: mf16537
Decent 63/100

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Business Overview

LIC MF ULIS-10Y Single Premium (IDCW) is a long-term investment plan designed for individuals seeking a stable and secure financial future. This product combines the benefits of life insurance with investment opportunities, making it ideal for those looking to grow their wealth while ensuring their family's protection. With a single premium payment, investors can enjoy hassle-free management and the potential for attractive returns over a decade.

  • Long-term investment horizon of 10 years
  • Combines life insurance and investment benefits
  • Single premium payment for convenience
  • Attractive potential returns
  • Ideal for wealth creation and family protection
  • Managed by LIC Mutual Fund's trusted expertise

Investment Thesis

LIC MF ULIS-10Y offers a compelling investment opportunity backed by the credibility of LIC, a leading player in the insurance sector. With a robust digital services growth trajectory and attractive valuations compared to peers, this product is well-positioned for long-term wealth creation.

  • Strong backing from LIC, enhancing trust and reliability.
  • Significant growth potential in digital services catering to modern investors.
  • Attractive valuation metrics compared to industry peers, offering better returns.
  • Focus on long-term wealth creation through disciplined investment strategy.
  • Ideal for investors seeking stability and growth in their portfolio.

Opportunity vs Risk

Opportunities
  • Stable long-term returns expected
  • Tax benefits on investments
  • Diversification in fixed income
  • Potential for capital appreciation
Risks ⚠️
  • Interest rate fluctuations
  • Market volatility impact
  • Liquidity concerns
  • Inflation eroding returns
📊 Stock Investment Checklist (100 Points)
LIC MF ULIS-10Y Single Premium(IDCW) • Updated: 2025-10-01 03:51:04
  • 10
    Business
    High
    The sector is stable but lacks significant growth potential.
  • 10
    Growth
    High
    Revenue growth has been inconsistent, with fluctuations in profit margins.
  • 8
    Profitability
    High
    ROE and ROCE are below industry averages, indicating weaker profitability.
  • 10
    Valuation
    High
    Valuation metrics are in line with peers but do not indicate a strong buy.
  • 6
    Balance
    Good
    Balance sheet shows moderate debt levels but adequate liquidity.
  • 7
    Governance
    High
    Promoter holding is stable, but there are concerns about transparency.
  • 5
    Drivers
    Good
    Limited growth drivers and potential execution risks identified.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low trading volume.
Final Score & Verdict
Score 63 / 100 • Decent
The stock shows moderate potential but is not a strong investment opportunity at this time due to inconsistent growth and profitability metrics.