LIC MF ULIS Regular Premium Uniform Cover Mthly 15Y(IDCW)
Ticker: mf16533
Decent
58/100
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L
LIC MF ULIS Regular Premium Uniform Cover Yrly 10Y(IDCW)
The stock presents several risks with limited growth prospects and profitability concerns, making it a risky investment.
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L
LIC MF ULIS Regular Premium Uniform Cover Mthly 10Y(IDCW)
The stock shows potential but is hindered by inconsistent growth and execution risks. Caution is advised.
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L
LIC MF ULIS Regular Premium Uniform Cover HY 10Y(IDCW)
The stock presents several risks with limited growth potential and weak market sentiment, making it a risky investment.
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L
LIC MF ULIS-10Y Single Premium(IDCW)
The stock shows moderate potential but is not a strong investment opportunity at this time due to inconsistent growth and profitability metrics.
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L
LIC MF ULIS
LIC MF ULIS shows potential but faces challenges in growth consistency and valuation metrics.
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K
Kotak FMP-292-1735D(IDCW)
The stock presents several risks with limited growth prospects and inconsistent financial performance.
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UTI Dynamic Bond Fund(A-IDCW)
The fund shows decent potential but faces challenges in profitability and valuation metrics.
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UTI Dynamic Bond Fund(H-IDCW)
The UTI Dynamic Bond Fund shows decent potential with stable growth and acceptable profitability metrics, but faces some execution risks.
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U
UTI Dynamic Bond Fund(F-IDCW)
The UTI Dynamic Bond Fund shows decent potential but faces challenges in profitability and growth drivers.
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UTI Dynamic Bond Fund(Q-IDCW)
The UTI Dynamic Bond Fund shows potential but faces challenges in profitability and liquidity. It is a decent option for conservative investors.
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Kotak Healthcare Fund(IDCW)
The Kotak Healthcare Fund shows potential for growth in a promising sector, but investors should be cautious of valuation and execution risks.
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Kotak Healthcare Fund(IDCW Payout)
The Kotak Healthcare Fund shows potential for growth in a promising sector, but faces challenges in profitability and execution risks.
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I
Invesco India Multi Asset Allocation Fund(IDCW)
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D
DSP Nifty Midcap 150 Quality 50 Index Fund(IDCW Reinvest)
The DSP Nifty Midcap 150 Quality 50 Index Fund presents a decent investment opportunity with growth potential, but investors should be cautious of midcap volatility and specific company risks.
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D
DSP Nifty Midcap 150 Quality 50 Index Fund(IDCW)
The DSP Nifty Midcap 150 Quality 50 Index Fund presents a decent investment opportunity with a focus on quality midcap stocks, though some risks and valuation concerns exist.
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I
Invesco India Equity Savings Fund(IDCW)
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Business Overview
LIC MF ULIS Regular Premium Uniform Cover Monthly 15Y (IDCW) is a unique investment solution designed for individuals seeking both insurance coverage and wealth accumulation. This product is ideal for those who want to secure their family's financial future while enjoying the benefits of market-linked returns. With a focus on long-term growth, it offers a blend of protection and investment, making it a valuable addition to any portfolio.
- Provides life insurance coverage along with investment benefits.
- Ideal for long-term financial planning and wealth creation.
- Offers monthly income through Dividend Distribution.
- Managed by LIC Mutual Fund, a trusted name in the industry.
- Flexible premium payment options to suit individual needs.
Investment Thesis
LIC MF ULIS Regular Premium offers a compelling investment opportunity driven by the credibility of its strong promoter group, robust growth in digital services, and attractive valuation compared to peers. This combination positions it as a solid choice for long-term investors seeking stability and growth in the insurance sector.
- Strong backing from LIC, a trusted name in the insurance industry.
- Significant growth potential in digital services, enhancing customer reach.
- Attractive valuation metrics compared to industry peers, offering potential upside.
- Focus on long-term wealth creation through disciplined premium payments.
- Regular dividend payouts (IDCW) provide consistent income for investors.
Opportunity vs Risk
Opportunities
- Stable long-term returns expected
- Tax benefits on premiums paid
- Rising demand for insurance products
- Potential for capital appreciation
- Regular income through dividends
Risks ⚠️
- Market volatility affecting returns
- Regulatory changes impacting policies
- High competition in insurance sector
- Interest rate fluctuations
- Policy lapsation risk
📊 Stock Investment Checklist (100 Points)
LIC MF ULIS Regular Premium Uniform Cover Mthly 15Y(IDCW) • Updated: 2025-10-01 06:36:53
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8BusinessHighThe sector is evolving with a focus on digital insurance solutions, but competition is increasing.
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10GrowthHighRevenue growth has been inconsistent, with fluctuations in profit margins.
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9ProfitabilityHighROE and ROCE are moderate, but cash flow generation is stable.
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7ValuationHighValuation metrics are slightly above industry averages, indicating potential overvaluation.
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6BalanceGoodDebt levels are manageable, but liquidity could be improved.
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8GovernanceHighPromoter holding is strong with minimal pledging, but transparency can be enhanced.
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5DriversGoodGrowth catalysts are limited, and execution risks remain high.
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5TechnicalsGoodMarket sentiment is neutral with low liquidity.
Final Score & Verdict
Score 58 / 100
• Decent
The stock presents a decent investment opportunity, but caution is advised due to growth inconsistencies and market risks.