LIC MF ULIS Regular Premium Reducing Cover HY 10Y(IDCW)
Ticker: mf16526
Risky
48/100
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L
LIC MF ULIS Regular Premium Reducing Cover Mthly 10Y(IDCW)
The stock shows potential but is hindered by inconsistent growth and valuation concerns.
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L
LIC MF ULIS Regular Premium Reducing Cover Yrly 10Y(IDCW)
The stock presents several risks with limited growth potential and profitability concerns, making it a risky investment.
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L
LIC MF ULIS Regular Premium Reducing Cover Mthly 15Y(IDCW)
The stock shows potential but faces challenges in growth consistency and market sentiment. Caution is advised.
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L
LIC MF ULIS Regular Premium Reducing Cover Yrly 15Y(IDCW)
The stock presents several risks with limited growth potential and profitability concerns, making it a risky investment.
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L
LIC MF ULIS Regular Premium Uniform Cover Yrly 15Y(IDCW)
The stock presents several risks with limited growth potential and profitability concerns, making it a risky investment.
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L
LIC MF ULIS Regular Premium Uniform Cover HY 15Y(IDCW)
The stock presents a decent opportunity but lacks strong growth and profitability metrics.
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L
LIC MF ULIS Regular Premium Uniform Cover Mthly 15Y(IDCW)
The stock presents a decent investment opportunity, but caution is advised due to growth inconsistencies and market risks.
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L
LIC MF ULIS Regular Premium Uniform Cover Yrly 10Y(IDCW)
The stock presents several risks with limited growth prospects and profitability concerns, making it a risky investment.
View details
L
LIC MF ULIS Regular Premium Uniform Cover Mthly 10Y(IDCW)
The stock shows potential but is hindered by inconsistent growth and execution risks. Caution is advised.
View details
L
LIC MF ULIS Regular Premium Uniform Cover HY 10Y(IDCW)
The stock presents several risks with limited growth potential and weak market sentiment, making it a risky investment.
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L
LIC MF ULIS-10Y Single Premium(IDCW)
The stock shows moderate potential but is not a strong investment opportunity at this time due to inconsistent growth and profitability metrics.
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L
LIC MF ULIS
LIC MF ULIS shows potential but faces challenges in growth consistency and valuation metrics.
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K
Kotak FMP-292-1735D(IDCW)
The stock presents several risks with limited growth prospects and inconsistent financial performance.
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U
UTI Dynamic Bond Fund(A-IDCW)
The fund shows decent potential but faces challenges in profitability and valuation metrics.
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U
UTI Dynamic Bond Fund(H-IDCW)
The UTI Dynamic Bond Fund shows decent potential with stable growth and acceptable profitability metrics, but faces some execution risks.
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U
UTI Dynamic Bond Fund(F-IDCW)
The UTI Dynamic Bond Fund shows decent potential but faces challenges in profitability and growth drivers.
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Business Overview
LIC MF ULIS Regular Premium Reducing Cover HY 10Y (IDCW) is a unique investment plan designed for individuals seeking a blend of insurance and wealth accumulation. This product is ideal for those looking to secure their family's financial future while enjoying potential market-linked returns. It matters because it offers a systematic approach to savings with life cover, ensuring peace of mind. With LIC's trusted brand, you gain reliability and stability in your financial planning.
- Combines life insurance with investment growth
- Ideal for long-term financial security
- Offers market-linked returns
- Backed by LIC's trusted reputation
- Encourages disciplined savings
- Suitable for individuals and families
Investment Thesis
LIC MF ULIS offers a compelling investment opportunity backed by the credibility of LIC, a trusted name in the insurance sector. With a strong focus on digital services, it is well-positioned to capture growth in the evolving market. Its attractive valuation compared to peers further enhances its appeal for retail investors.
- Strong backing from LIC, ensuring credibility and trust.
- Significant growth potential in digital services enhancing customer reach.
- Attractive valuation compared to industry peers, presenting a buying opportunity.
- Focus on regular premium plans aligns with long-term investment strategies.
- Robust performance history and consistent returns for investors.
Opportunity vs Risk
Opportunities
- Stable returns over 10 years
- Tax benefits on premiums paid
- Increasing demand for insurance products
- Strong brand reputation
- Diversified investment portfolio
Risks ⚠️
- Market volatility affecting returns
- Regulatory changes in insurance sector
- Interest rate fluctuations
- Limited liquidity in secondary market
- Potential for lower-than-expected growth
Peer Perspective
LIC MF ULIS Regular Premium Reducing Cover HY 10Y trades at a slight premium compared to peers like HDFC Life and SBI Life. A sustained improvement in margin stability could trigger a rerating.
📊 Stock Investment Checklist (100 Points)
LIC MF ULIS Regular Premium Reducing Cover HY 10Y(IDCW) • Updated: 2025-10-01 06:35:24
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10BusinessHighThe sector is stable but lacks significant growth drivers.
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10GrowthHighRevenue growth has been inconsistent with fluctuating profit margins.
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8ProfitabilityHighROE and ROCE are below industry averages, indicating weaker profitability.
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9ValuationHighValuation metrics are higher than peers, suggesting overvaluation.
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6BalanceGoodModerate debt levels with reasonable liquidity.
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7GovernanceHighPromoter holding is stable, but there are concerns about disclosures.
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5DriversGoodLimited growth catalysts and execution risks are present.
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1TechnicalsLowWeak market sentiment and low liquidity.
Final Score & Verdict
Score 48 / 100
• Risky
The stock presents several risks with limited growth potential and profitability concerns, making it a risky investment.