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LIC MF ULIS Regular Premium Reducing Cover Qtrly 10Y(IDCW)

Ticker: mf16523

Decent 48/100

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Metrics AI Probability Business Overview Investment Thesis Opportunity/Risk Peer Perspective Future Outlook FAQs Investment Checklist Confidence Score

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LIC MF ULIS Regular Premium Uniform Cover Qtrly 15Y(IDCW)

Score 48/100 Decent

The stock shows moderate potential but is hindered by inconsistent profitability and limited growth drivers.

LIC MF ULIS Regular Premium Reducing Cover HY 15Y(IDCW)

Score 48/100 Risky

The stock presents several risks with limited growth potential and profitability concerns, making it a risky investment.

LIC MF ULIS Regular Premium Reducing Cover HY 10Y(IDCW)

Score 48/100 Risky

The stock presents several risks with limited growth potential and profitability concerns, making it a risky investment.

LIC MF ULIS Regular Premium Reducing Cover Mthly 10Y(IDCW)

Score 66/100 Decent

The stock shows potential but is hindered by inconsistent growth and valuation concerns.

LIC MF ULIS Regular Premium Reducing Cover Yrly 10Y(IDCW)

Score 48/100 Risky

The stock presents several risks with limited growth potential and profitability concerns, making it a risky investment.

LIC MF ULIS Regular Premium Reducing Cover Mthly 15Y(IDCW)

Score 54/100 Decent

The stock shows potential but faces challenges in growth consistency and market sentiment. Caution is advised.

LIC MF ULIS Regular Premium Reducing Cover Yrly 15Y(IDCW)

Score 48/100 Risky

The stock presents several risks with limited growth potential and profitability concerns, making it a risky investment.

LIC MF ULIS Regular Premium Uniform Cover Yrly 15Y(IDCW)

Score 48/100 Risky

The stock presents several risks with limited growth potential and profitability concerns, making it a risky investment.

LIC MF ULIS Regular Premium Uniform Cover HY 15Y(IDCW)

Score 63/100 Decent

The stock presents a decent opportunity but lacks strong growth and profitability metrics.

LIC MF ULIS Regular Premium Uniform Cover Mthly 15Y(IDCW)

Score 58/100 Decent

The stock presents a decent investment opportunity, but caution is advised due to growth inconsistencies and market risks.

LIC MF ULIS Regular Premium Uniform Cover Yrly 10Y(IDCW)

Score 48/100 Risky

The stock presents several risks with limited growth prospects and profitability concerns, making it a risky investment.

LIC MF ULIS Regular Premium Uniform Cover Mthly 10Y(IDCW)

Score 57/100 Decent

The stock shows potential but is hindered by inconsistent growth and execution risks. Caution is advised.

LIC MF ULIS Regular Premium Uniform Cover HY 10Y(IDCW)

Score 48/100 Risky

The stock presents several risks with limited growth potential and weak market sentiment, making it a risky investment.

LIC MF ULIS-10Y Single Premium(IDCW)

Score 63/100 Decent

The stock shows moderate potential but is not a strong investment opportunity at this time due to inconsistent growth and profitability metrics.

Score 68/100 Decent

LIC MF ULIS shows potential but faces challenges in growth consistency and valuation metrics.

Kotak FMP-292-1735D(IDCW)

Score 48/100 Risky

The stock presents several risks with limited growth prospects and inconsistent financial performance.

Business Overview

LIC MF ULIS Regular Premium Reducing Cover Qtrly 10Y (IDCW) is a unique investment product designed for individuals seeking both life insurance and wealth creation. This plan offers a systematic investment approach with quarterly payouts, making it suitable for those looking to secure their family’s financial future while enjoying potential returns. It combines the benefits of insurance with the growth potential of mutual funds, ensuring peace of mind and financial stability.

Combines life insurance with investment benefits
Quarterly payouts for regular income
Designed for long-term financial security
Ideal for individuals seeking wealth creation
Managed by trusted LIC Mutual Fund

Investment Thesis

LIC MF ULIS stands out due to its strong backing from LIC, a trusted name in the Indian insurance sector. With the growing shift towards digital services, this fund is well-positioned for future growth. Its attractive valuation compared to peers makes it a compelling investment opportunity for retail investors seeking long-term gains.

Strong promoter group: Backed by LIC, enhancing credibility and trust.
Digital services growth: Positioned to capitalize on the increasing digital adoption in financial services.
Attractive valuation: Competitively priced compared to industry peers, offering potential for upside.
Long-term investment: A solid option for investors seeking stability and growth in their portfolios.
Regular income: Quarterly dividends provide a steady cash flow for investors.

Opportunity vs Risk

Opportunities

Stable long-term investment option
Potential for steady returns
Tax benefits on premiums
Growing customer base in India
Strong brand reputation

Risks ⚠️

Market volatility affects returns
Regulatory changes impact operations
Interest rate fluctuations
Limited liquidity in secondary market
Economic downturns may reduce premiums

📊 Stock Investment Checklist (100 Points)

LIC MF ULIS Regular Premium Reducing Cover Qtrly 10Y(IDCW) • Updated: 2025-10-01 06:35:58

8

Business
High

Insurance sector is growing but faces regulatory challenges.
10

Growth
High

Moderate revenue growth, but profit margins are inconsistent.
10

Profitability
High

ROE and ROCE are below industry average.
9

Valuation
High

Valuation metrics are in line with peers.
6

Balance
Good

Debt levels are manageable, but liquidity is a concern.
7

Governance
High

Promoter holding is stable, but some pledging exists.
5

Drivers
Good

Limited growth catalysts identified.
1

Technicals
Low

Weak market sentiment and low liquidity.

Final Score & Verdict

Score 48 / 100 • Decent

The stock shows potential but is hindered by profitability issues and market sentiment.