Nippon India Banking and PSU Fund(Q-IDCW)
Ticker: mf14907
Decent
68/100
☆ Add to Watchlist
More Options
N
Nippon India Banking and PSU Fund(M-IDCW)
The fund shows decent potential with stable growth prospects, but faces challenges in profitability and valuation metrics.
View details
N
Nippon India Banking and PSU Fund(W-IDCW)
The fund shows decent potential with stable growth prospects, but faces challenges in profitability and execution risks.
View details
N
Nippon India Banking and PSU Fund(IDCW)
The fund is positioned well within a stable sector with consistent growth and profitability metrics, making it a decent investment option.
View details
I
Invesco India Money Market Fund(DD-IDCW)
Invesco India Money Market Fund presents a decent investment opportunity with stable returns, but growth potential is limited.
View details
I
Invesco India Money Market Fund(M-IDCW)
The fund shows decent potential but is not without its risks. Investors should weigh the moderate growth and profitability against the market conditions.
View details
I
Invesco India Money Market Fund(IDCW)
The fund shows decent stability with moderate growth potential, but risks remain in terms of execution and market sentiment.
View details
A
Aditya Birla SL Large & Mid Cap Fund(IDCW)
The fund shows potential but carries risks that need to be monitored closely.
View details
A
Aditya Birla SL Large & Mid Cap Fund(IDCW Reinvest)
The fund shows potential for moderate growth, but investors should be cautious due to some governance and execution risks.
View details
M
Mahindra Manulife Multi Cap Fund(IDCW-Payout)
The fund shows decent potential with consistent growth and profitability metrics, but faces challenges in valuation and governance aspects.
View details
M
Mahindra Manulife Multi Cap Fund(IDCW)
The Mahindra Manulife Multi Cap Fund shows decent potential with consistent growth and manageable risks, but lacks a strong competitive edge.
View details
D
DSP Savings Fund(IDCW-Reinv)
The DSP Savings Fund shows decent potential with consistent growth, but faces challenges in profitability and valuation metrics.
View details
D
DSP Savings Fund(M-IDCW Reinv)
The fund shows decent potential but is facing challenges in profitability and growth drivers.
View details
D
DSP Savings Fund(DD-IDCW)
The DSP Savings Fund shows several weaknesses in growth, profitability, and market sentiment, making it a risky investment at this time.
View details
D
DSP Savings Fund(IDCW)
The DSP Savings Fund shows decent potential with stable growth, but faces challenges in profitability and valuation metrics.
View details
D
DSP Savings Fund(M-IDCW)
The DSP Savings Fund shows decent potential with stable growth and profitability metrics, but faces some execution risks.
View details
S
SBI ESG Exclusionary Strategy Fund(IDCW-Payout)
The fund shows potential in sustainable investment but faces challenges in growth consistency and valuation metrics.
View details
Business Overview
Nippon India Banking and PSU Fund (Q-IDCW) is a mutual fund designed to offer investors exposure to the banking and public sector undertakings in India. Ideal for conservative investors seeking stable returns, this fund focuses on high-quality securities, making it a reliable choice for long-term wealth creation. With a robust management team and a transparent investment approach, it aims to capitalize on the growth potential of the Indian economy.
- Focus on banking and public sector investments
- Ideal for conservative investors
- Potential for stable, long-term returns
- Managed by experienced professionals
- Transparent investment strategy
- Supports India's economic growth
Investment Thesis
Nippon India Banking and PSU Fund stands out due to its strong promoter credibility, robust growth potential in digital services, and attractive valuations compared to peers. This fund is well-positioned to capitalize on the evolving financial landscape, making it a compelling choice for retail investors seeking growth and stability.
- Strong backing from Nippon Life, a reputable global financial institution.
- Significant growth potential in digital banking and financial services.
- Valuations are competitive, offering an attractive entry point.
- Focus on banking and PSU sectors, which are poised for recovery.
- Diversified portfolio reduces risk while enhancing returns.
Opportunity vs Risk
Opportunities
- Strong government support for PSU banks
- Potential for high dividend yields
- Diversification in banking sector exposure
- Growth in digital banking services
Risks ⚠️
- Economic downturn affecting loan repayments
- Regulatory changes impacting profitability
- High competition among banking firms
- Market volatility affecting fund performance
Peer Perspective
Nippon India Banking and PSU Fund trades at a slight premium compared to peers like ICICI Prudential Banking Fund and HDFC Banking Fund. A rerating could occur if it maintains margin stability amidst rising interest rates.
📊 Stock Investment Checklist (100 Points)
Nippon India Banking and PSU Fund(Q-IDCW) • Updated: 2025-10-01 15:13:34
-
10BusinessHighBanking and PSU sectors are essential and have a stable demand.
-
10GrowthHighConsistent revenue growth observed in the banking sector.
-
10ProfitabilityHighROE and OCF are healthy, but some fluctuations in net profit.
-
8ValuationHighP/E and P/B ratios are competitive compared to peers.
-
7BalanceHighDebt levels are manageable with adequate liquidity.
-
6GovernanceGoodPromoter holding is stable, but some concerns on disclosures.
-
5DriversGoodGrowth drivers are present, but execution risks exist.
-
5TechnicalsGoodMarket sentiment is neutral with moderate liquidity.
Final Score & Verdict
Score 68 / 100
• Decent
The fund shows potential with a decent score, but investors should be cautious of execution risks and governance issues.