DSP Savings Fund(IDCW-Reinv)
Ticker: mf14924
Decent
68/100
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D
DSP Savings Fund(M-IDCW Reinv)
The fund shows decent potential but is facing challenges in profitability and growth drivers.
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D
DSP Savings Fund(DD-IDCW)
The DSP Savings Fund shows several weaknesses in growth, profitability, and market sentiment, making it a risky investment at this time.
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D
DSP Savings Fund(IDCW)
The DSP Savings Fund shows decent potential with stable growth, but faces challenges in profitability and valuation metrics.
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D
DSP Savings Fund(M-IDCW)
The DSP Savings Fund shows decent potential with stable growth and profitability metrics, but faces some execution risks.
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S
SBI ESG Exclusionary Strategy Fund(IDCW-Payout)
The fund shows potential in sustainable investment but faces challenges in growth consistency and valuation metrics.
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S
SBI ESG Exclusionary Strategy Fund(IDCW)
The fund shows potential in sustainable investing but faces challenges in growth and profitability metrics.
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H
HDFC Long Duration Debt Fund(IDCW Reinvest)
The fund shows moderate potential but faces challenges in growth and execution risks.
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H
HDFC Long Duration Debt Fund(IDCW)
The fund shows decent fundamentals but lacks strong growth drivers and market momentum.
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H
HSBC Aggressive Hybrid Fund(A-IDCW)
The fund shows decent potential with a balanced approach to growth and risk, but caution is advised due to execution risks.
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H
HSBC Aggressive Hybrid Fund(A-IDCW Payout)
The fund shows decent potential with consistent growth and manageable risks, but investors should be cautious of governance issues and execution risks.
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H
HSBC Aggressive Hybrid Fund(IDCW Payout)
The fund shows decent potential with consistent growth and manageable risks, but some concerns in governance and valuation need to be monitored.
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H
HSBC Aggressive Hybrid Fund(IDCW)
The HSBC Aggressive Hybrid Fund shows decent potential with a balanced approach to growth and risk, but investors should remain cautious of execution risks and market conditions.
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B
Bajaj Finserv Flexi Cap Fund(IDCW)
Bajaj Finserv Flexi Cap Fund shows decent potential with consistent growth and manageable risks, but investors should be cautious of valuation and execution risks.
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D
DSP India T.I.G.E.R Fund(IDCW)
The fund shows potential for moderate growth, but investors should be cautious due to competitive pressures and execution risks.
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D
DSP India T.I.G.E.R Fund(IDCW-Reinv)
The DSP India T.I.G.E.R Fund shows decent potential for growth with manageable risks, making it a reasonable investment option.
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S
SBI PSU Fund(IDCW-Payout)
The SBI PSU Fund shows moderate potential but carries certain risks that need to be monitored closely.
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Business Overview
DSP Savings Fund (IDCW-Reinv) is a well-structured debt mutual fund designed for conservative investors seeking stable returns. It caters to individuals looking to park their savings while minimizing risk. This fund plays a crucial role in wealth creation through systematic investment, making it ideal for short to medium-term financial goals. With a focus on liquidity and capital preservation, it stands out in the market.
- Ideal for conservative investors
- Focuses on capital preservation
- Offers stable returns over time
- Suitable for short to medium-term goals
- Managed by experienced professionals
Investment Thesis
DSP Savings Fund stands out due to its strong promoter credibility, which instills investor confidence. The fund is well-positioned to benefit from the growing digital services landscape in India. Additionally, its attractive valuation compared to peers makes it an appealing choice for retail investors seeking stable returns.
- Strong backing from DSP Group, a reputable financial services provider.
- Significant growth potential in India's digital services sector.
- Attractive valuation metrics compared to similar funds in the market.
- Focus on capital preservation while aiming for reasonable returns.
- Consistent track record of performance, enhancing investor trust.
Opportunity vs Risk
Opportunities
- Stable returns in a low-interest environment
- Potential for capital appreciation
- Tax benefits on long-term investments
- Diversification in fixed income portfolio
Risks ⚠️
- Interest rate fluctuations impact returns
- Market volatility can affect NAV
- Liquidity risks in redemption
- Credit risk from bond issuers
Peer Perspective
DSP Savings Fund (IDCW-Reinv) trades at a slight premium compared to peers like HDFC and ICICI funds. A sustained improvement in margin stability could trigger a rerating, aligning its performance with market leaders.
📊 Stock Investment Checklist (100 Points)
DSP Savings Fund(IDCW-Reinv) • Updated: 2025-10-01 14:35:52
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10BusinessHighThe fund operates in a sector that is adapting to future trends, but lacks a strong competitive moat.
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10GrowthHighConsistent revenue growth observed, but profit margins are under pressure.
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10ProfitabilityHighROE and ROCE are decent, but OCF is inconsistent compared to net profit.
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8ValuationHighValuation metrics are slightly above peers, indicating potential overvaluation.
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7BalanceHighModerate debt levels with adequate liquidity, but reserves could be stronger.
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6GovernanceGoodPromoter holding is stable, but some concerns about disclosures.
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5DriversGoodLimited growth catalysts identified, with some execution risks.
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5TechnicalsGoodMarket sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100
• Decent
The DSP Savings Fund shows decent potential with consistent growth, but faces challenges in profitability and valuation metrics.