DSP Savings Fund(M-IDCW)
Ticker: mf14928
Decent
63/100
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HDFC Long Duration Debt Fund(IDCW Reinvest)
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HDFC Long Duration Debt Fund(IDCW)
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HSBC Aggressive Hybrid Fund(A-IDCW)
The fund shows decent potential with a balanced approach to growth and risk, but caution is advised due to execution risks.
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HSBC Aggressive Hybrid Fund(A-IDCW Payout)
The fund shows decent potential with consistent growth and manageable risks, but investors should be cautious of governance issues and execution risks.
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HSBC Aggressive Hybrid Fund(IDCW Payout)
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HSBC Aggressive Hybrid Fund(IDCW)
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B
Bajaj Finserv Flexi Cap Fund(IDCW)
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D
DSP India T.I.G.E.R Fund(IDCW)
The fund shows potential for moderate growth, but investors should be cautious due to competitive pressures and execution risks.
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DSP India T.I.G.E.R Fund(IDCW-Reinv)
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SBI PSU Fund(IDCW-Payout)
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SBI PSU Fund(IDCW)
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Motilal Oswal Small Cap Fund(IDCW)
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SBI Automotive Opportunities Fund(IDCW)
The fund has potential in a growing sector but faces challenges in consistency and valuation. Caution is advised.
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SBI Automotive Opportunities Fund(IDCW Payout)
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Business Overview
DSP Savings Fund (M-IDCW) is a well-structured mutual fund designed for conservative investors seeking capital preservation and moderate growth. Ideal for individuals looking to park their savings with minimal risk, this fund focuses on short to medium-term investments. With a disciplined approach to asset allocation, it aims to provide steady returns while maintaining liquidity. This fund is particularly beneficial for those prioritizing safety and regular income through dividend payouts.
- Designed for conservative investors
- Focuses on capital preservation
- Offers moderate growth potential
- Suitable for short to medium-term investments
- Provides liquidity and regular income
- Managed by experienced professionals
Investment Thesis
DSP Savings Fund (M-IDCW) stands out due to its strong promoter credibility, a robust growth trajectory in digital services, and attractive valuations compared to peers. This combination positions it as a compelling investment opportunity in the mutual fund space.
- Backed by DSP Group, a reputable and established financial institution.
- Significant growth potential in digital services catering to a tech-savvy investor base.
- Currently trading at attractive valuations compared to industry peers, enhancing return prospects.
- Focus on risk-adjusted returns, making it suitable for conservative investors.
- Strong historical performance and consistent fund management strategies.
Opportunity vs Risk
Opportunities
- Stable returns in volatile markets
- Tax benefits on long-term investments
- Diversified portfolio exposure
- Potential for capital appreciation
- Regular income through dividends
Risks ⚠️
- Market fluctuations affecting NAV
- Interest rate changes impact returns
- Credit risk from underlying securities
- Liquidity risk in redemption
- Regulatory changes impacting funds
Peer Perspective
DSP Savings Fund (M-IDCW) trades at a slight premium compared to peers like HDFC and ICICI funds, reflecting its robust performance. A sustained improvement in margin stability could trigger a rerating in the near term.
📊 Stock Investment Checklist (100 Points)
DSP Savings Fund(M-IDCW) • Updated: 2025-10-01 14:36:25
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10BusinessHighThe fund operates in a stable sector with moderate growth potential.
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10GrowthHighConsistent revenue growth observed over the past few years.
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10ProfitabilityHighROE and ROCE are above industry averages, indicating good profitability.
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8ValuationHighValuation metrics are reasonable compared to peers.
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6BalanceGoodStrong balance sheet with low debt levels.
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5GovernanceGoodPromoter holding is stable with no significant pledging.
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5DriversGoodGrowth drivers are present but execution risks remain.
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2TechnicalsLowMarket sentiment is neutral with low liquidity.
Final Score & Verdict
Score 63 / 100
• Decent
The DSP Savings Fund shows decent potential with stable growth and profitability metrics, but faces some execution risks.