DSP Savings Fund(IDCW)
Ticker: mf14927
Decent
66/100
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SBI ESG Exclusionary Strategy Fund(IDCW)
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HDFC Long Duration Debt Fund(IDCW Reinvest)
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HDFC Long Duration Debt Fund(IDCW)
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HSBC Aggressive Hybrid Fund(A-IDCW)
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HSBC Aggressive Hybrid Fund(A-IDCW Payout)
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HSBC Aggressive Hybrid Fund(IDCW Payout)
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HSBC Aggressive Hybrid Fund(IDCW)
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Bajaj Finserv Flexi Cap Fund(IDCW)
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DSP India T.I.G.E.R Fund(IDCW)
The fund shows potential for moderate growth, but investors should be cautious due to competitive pressures and execution risks.
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DSP India T.I.G.E.R Fund(IDCW-Reinv)
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SBI PSU Fund(IDCW-Payout)
The SBI PSU Fund shows moderate potential but carries certain risks that need to be monitored closely.
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SBI PSU Fund(IDCW)
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M
Motilal Oswal Small Cap Fund(IDCW)
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SBI Automotive Opportunities Fund(IDCW)
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Business Overview
DSP Savings Fund (IDCW) is a dynamic investment option designed for conservative investors seeking stable returns with low risk. Ideal for individuals looking to grow their savings while maintaining liquidity, this fund invests primarily in short-term debt instruments. It offers a balanced approach, making it suitable for both new investors and seasoned ones looking for a safe harbor in volatile markets. With a strong management team and a focus on capital preservation, this fund stands out in the Indian investment landscape.
- Designed for conservative investors
- Focuses on short-term debt instruments
- Offers liquidity and stability
- Managed by a strong, experienced team
- Ideal for both new and seasoned investors
- A safe option in volatile markets
Investment Thesis
DSP Savings Fund (IDCW) stands out due to its strong promoter credibility, robust digital services growth potential, and attractive valuation compared to peers. This combination positions it as a compelling investment opportunity in the mutual fund space.
- Strong backing from DSP Group, enhancing trust and reliability.
- Significant growth in digital services catering to evolving investor needs.
- Attractive valuation metrics compared to industry peers, offering potential for upside.
- Consistent performance track record, instilling confidence in long-term returns.
- Focus on customer-centric solutions aligns with market trends and investor preferences.
Opportunity vs Risk
Opportunities
- Stable returns from fixed income
- Potential tax benefits on investments
- Diversification for conservative portfolios
- Suitable for risk-averse investors
Risks ⚠️
- Interest rate fluctuations impact returns
- Inflation may erode purchasing power
- Limited growth compared to equities
- Market volatility affects fund performance
Peer Perspective
DSP Savings Fund (IDCW) trades at a slight premium compared to peers like HDFC Savings Fund and ICICI Prudential Savings Fund. A rerating could occur if it demonstrates consistent margin stability and improved growth metrics.
📊 Stock Investment Checklist (100 Points)
DSP Savings Fund(IDCW) • Updated: 2025-10-01 14:36:04
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10BusinessHighThe fund operates in a stable sector but lacks a significant competitive edge.
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10GrowthHighConsistent revenue growth observed, but profit margins are under pressure.
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10ProfitabilityHighROE and ROCE are decent, but OCF is fluctuating.
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8ValuationHighValuation metrics are slightly above peers, indicating potential overvaluation.
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7BalanceHighDebt levels are manageable, but liquidity could be improved.
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9GovernanceHighPromoter holding is strong, but there are some concerns regarding disclosures.
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10DriversHighGrowth drivers are present, but execution risks remain high.
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5TechnicalsGoodMarket sentiment is neutral with low liquidity.
Final Score & Verdict
Score 66 / 100
• Decent
The DSP Savings Fund shows decent potential with stable growth, but faces challenges in profitability and valuation metrics.