DSP Savings Fund(M-IDCW Reinv)
Ticker: mf14925
Decent
68/100
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D
DSP Savings Fund(DD-IDCW)
The DSP Savings Fund shows several weaknesses in growth, profitability, and market sentiment, making it a risky investment at this time.
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D
DSP Savings Fund(IDCW)
The DSP Savings Fund shows decent potential with stable growth, but faces challenges in profitability and valuation metrics.
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D
DSP Savings Fund(M-IDCW)
The DSP Savings Fund shows decent potential with stable growth and profitability metrics, but faces some execution risks.
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S
SBI ESG Exclusionary Strategy Fund(IDCW-Payout)
The fund shows potential in sustainable investment but faces challenges in growth consistency and valuation metrics.
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S
SBI ESG Exclusionary Strategy Fund(IDCW)
The fund shows potential in sustainable investing but faces challenges in growth and profitability metrics.
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H
HDFC Long Duration Debt Fund(IDCW Reinvest)
The fund shows moderate potential but faces challenges in growth and execution risks.
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H
HDFC Long Duration Debt Fund(IDCW)
The fund shows decent fundamentals but lacks strong growth drivers and market momentum.
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H
HSBC Aggressive Hybrid Fund(A-IDCW)
The fund shows decent potential with a balanced approach to growth and risk, but caution is advised due to execution risks.
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H
HSBC Aggressive Hybrid Fund(A-IDCW Payout)
The fund shows decent potential with consistent growth and manageable risks, but investors should be cautious of governance issues and execution risks.
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H
HSBC Aggressive Hybrid Fund(IDCW Payout)
The fund shows decent potential with consistent growth and manageable risks, but some concerns in governance and valuation need to be monitored.
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H
HSBC Aggressive Hybrid Fund(IDCW)
The HSBC Aggressive Hybrid Fund shows decent potential with a balanced approach to growth and risk, but investors should remain cautious of execution risks and market conditions.
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B
Bajaj Finserv Flexi Cap Fund(IDCW)
Bajaj Finserv Flexi Cap Fund shows decent potential with consistent growth and manageable risks, but investors should be cautious of valuation and execution risks.
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D
DSP India T.I.G.E.R Fund(IDCW)
The fund shows potential for moderate growth, but investors should be cautious due to competitive pressures and execution risks.
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D
DSP India T.I.G.E.R Fund(IDCW-Reinv)
The DSP India T.I.G.E.R Fund shows decent potential for growth with manageable risks, making it a reasonable investment option.
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S
SBI PSU Fund(IDCW-Payout)
The SBI PSU Fund shows moderate potential but carries certain risks that need to be monitored closely.
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S
SBI PSU Fund(IDCW)
The SBI PSU Fund shows moderate potential with stable performance, but growth prospects are limited and risks are present.
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Business Overview
The DSP Savings Fund (M-IDCW Reinv) is a well-structured mutual fund designed for conservative investors seeking stable returns with moderate risk. Ideal for individuals looking to park their savings while earning better than traditional savings accounts, this fund focuses on capital preservation and liquidity. With a disciplined investment approach, it aims to provide consistent income while reinvesting dividends for growth. This fund is a smart choice for those aiming to achieve short to medium-term financial goals without sacrificing safety.
- Designed for conservative investors
- Focuses on capital preservation
- Offers moderate risk with stable returns
- Ideal for short to medium-term goals
- Reinvests dividends for growth
- Enhances savings beyond traditional accounts
Investment Thesis
DSP Savings Fund stands out due to its strong promoter credibility and robust digital service growth potential. With attractive valuations compared to peers, this fund presents a compelling investment opportunity for retail investors looking for stability and growth in their portfolios.
- Strong backing from DSP Group, ensuring trust and reliability.
- Significant growth in digital services, catering to evolving investor preferences.
- Attractive valuation metrics compared to similar funds in the market.
- Consistent performance track record, enhancing investor confidence.
- Diversified investment strategy aimed at long-term capital appreciation.
Opportunity vs Risk
Opportunities
- Stable returns in a low-interest environment
- Potential tax benefits on investments
- Diversification in debt instruments
- Access to professional fund management
Risks ⚠️
- Interest rate fluctuations impact returns
- Credit risk from underlying securities
- Market volatility affecting NAV
- Liquidity risk in redemption
Peer Perspective
DSP Savings Fund trades at a slight premium compared to peers like HDFC Savings Fund and ICICI Prudential Savings Fund. A rerating could occur with consistent margin stability and improved growth metrics.
📊 Stock Investment Checklist (100 Points)
DSP Savings Fund(M-IDCW Reinv) • Updated: 2025-10-01 14:36:17
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10BusinessHighThe sector shows potential but lacks a strong moat.
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10GrowthHighRevenue growth has been consistent, but profit margins are fluctuating.
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10ProfitabilityHighROE and ROCE are decent, but OCF is inconsistent.
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8ValuationHighValuation metrics are slightly above peers.
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7BalanceHighDebt levels are manageable, but liquidity could improve.
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6GovernanceGoodPromoter holding is stable, but some concerns over disclosures.
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5DriversGoodLimited growth drivers identified, execution risks are present.
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5TechnicalsGoodMarket sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100
• Decent
The fund shows decent potential but is facing challenges in profitability and growth drivers.