DSP Savings Fund(DD-IDCW)
Ticker: mf14926
Risky
48/100
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D
DSP Savings Fund(IDCW)
The DSP Savings Fund shows decent potential with stable growth, but faces challenges in profitability and valuation metrics.
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D
DSP Savings Fund(M-IDCW)
The DSP Savings Fund shows decent potential with stable growth and profitability metrics, but faces some execution risks.
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S
SBI ESG Exclusionary Strategy Fund(IDCW-Payout)
The fund shows potential in sustainable investment but faces challenges in growth consistency and valuation metrics.
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S
SBI ESG Exclusionary Strategy Fund(IDCW)
The fund shows potential in sustainable investing but faces challenges in growth and profitability metrics.
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H
HDFC Long Duration Debt Fund(IDCW Reinvest)
The fund shows moderate potential but faces challenges in growth and execution risks.
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H
HDFC Long Duration Debt Fund(IDCW)
The fund shows decent fundamentals but lacks strong growth drivers and market momentum.
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H
HSBC Aggressive Hybrid Fund(A-IDCW)
The fund shows decent potential with a balanced approach to growth and risk, but caution is advised due to execution risks.
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H
HSBC Aggressive Hybrid Fund(A-IDCW Payout)
The fund shows decent potential with consistent growth and manageable risks, but investors should be cautious of governance issues and execution risks.
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H
HSBC Aggressive Hybrid Fund(IDCW Payout)
The fund shows decent potential with consistent growth and manageable risks, but some concerns in governance and valuation need to be monitored.
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H
HSBC Aggressive Hybrid Fund(IDCW)
The HSBC Aggressive Hybrid Fund shows decent potential with a balanced approach to growth and risk, but investors should remain cautious of execution risks and market conditions.
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B
Bajaj Finserv Flexi Cap Fund(IDCW)
Bajaj Finserv Flexi Cap Fund shows decent potential with consistent growth and manageable risks, but investors should be cautious of valuation and execution risks.
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D
DSP India T.I.G.E.R Fund(IDCW)
The fund shows potential for moderate growth, but investors should be cautious due to competitive pressures and execution risks.
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D
DSP India T.I.G.E.R Fund(IDCW-Reinv)
The DSP India T.I.G.E.R Fund shows decent potential for growth with manageable risks, making it a reasonable investment option.
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S
SBI PSU Fund(IDCW-Payout)
The SBI PSU Fund shows moderate potential but carries certain risks that need to be monitored closely.
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S
SBI PSU Fund(IDCW)
The SBI PSU Fund shows moderate potential with stable performance, but growth prospects are limited and risks are present.
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M
Motilal Oswal Small Cap Fund(IDCW)
The fund shows potential but faces challenges in growth consistency and valuation compared to peers.
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Business Overview
DSP Savings Fund (DD-IDCW) is a well-structured debt mutual fund designed for conservative investors seeking capital preservation with moderate returns. Ideal for individuals looking to park their funds for short to medium-term goals, this fund offers a balanced approach to savings. It matters because it provides a reliable investment avenue that aims to generate regular income while minimizing risk. With professional management and a focus on quality assets, it's a trustworthy choice for financial security.
- Designed for conservative investors
- Focus on capital preservation
- Ideal for short to medium-term goals
- Professional fund management
- Aims for regular income generation
Investment Thesis
DSP Savings Fund (DD-IDCW) stands out due to its strong promoter credibility, robust digital services growth potential, and attractive valuation compared to peers. This combination positions it as a compelling choice for retail investors seeking stability and growth in their portfolios.
- Strong backing from the reputable DSP Group ensures trust and reliability.
- Significant growth in digital services enhances accessibility and investor engagement.
- Attractive valuation metrics make it a cost-effective investment compared to industry peers.
- Consistent performance history signals resilience and potential for future growth.
- Focus on investor-centric strategies aligns with retail investor interests.
Opportunity vs Risk
Opportunities
- Stable returns in a low-interest environment
- Tax benefits under Section 80C
- Diversification in debt instruments
- Suitable for conservative investors
Risks ⚠️
- Market volatility affecting returns
- Interest rate fluctuations
- Credit risk from bond issuers
- Liquidity concerns in redemption
Peer Perspective
DSP Savings Fund trades at a slight premium compared to peers like HDFC Savings Fund and ICICI Savings Fund. A sustained improvement in margin stability could trigger a re-rating, enhancing its attractiveness to investors.
📊 Stock Investment Checklist (100 Points)
DSP Savings Fund(DD-IDCW) • Updated: 2025-10-01 14:35:43
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10BusinessHighThe sector is stable but lacks significant growth potential.
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10GrowthHighRevenue growth has been inconsistent over the past few years.
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8ProfitabilityHighROE and ROCE are below industry averages, indicating weaker profitability.
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9ValuationHighValuation metrics are in line with peers but do not indicate a strong buy.
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7BalanceHighDebt levels are manageable, but liquidity could be improved.
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6GovernanceGoodPromoter holding is decent, but there are concerns about disclosures.
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5DriversGoodLimited growth drivers identified, with execution risks present.
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1TechnicalsLowMarket sentiment is weak, with low liquidity and negative price action.
Final Score & Verdict
Score 48 / 100
• Risky
The DSP Savings Fund shows several weaknesses in growth, profitability, and market sentiment, making it a risky investment at this time.