ICICI Pru Equity & Debt Fund is a balanced mutual fund designed for investors seeking a mix of equity and debt exposure. Ideal for those looking to achieve capital appreciation while maintaining a level of stability, this fund caters to both conservative and moderate risk profiles. Its dual investment strategy allows for diversification, helping to mitigate risks associated with market volatility. With a focus on long-term wealth creation, this fund is an excellent choice for individuals aiming for steady returns over time.

Balanced exposure to equity and debt
Suitable for conservative to moderate investors
Diversification to mitigate market risks
Focus on long-term capital appreciation
Regular income through M-IDCW payouts
Managed by experienced professionals

Investment Thesis

ICICI Pru Equity & Debt Fund stands out due to its strong backing from the reputable ICICI Group, ensuring credibility and trust. The fund is well-positioned to benefit from the growing digital services sector, offering a significant growth runway. Additionally, its attractive valuation compared to peers makes it an appealing choice for retail investors seeking long-term gains.

Strong promoter group with ICICI's established credibility.
Significant growth potential in digital services sector.
Attractive valuation compared to industry peers.
Diversified investment strategy balancing equity and debt.
Consistent performance track record enhancing investor confidence.

Opportunity vs Risk

Opportunities

Strong historical performance
Diversified investment approach
Potential for tax benefits
Growing demand for equity exposure
Experienced fund management team

Risks ⚠️

Market volatility impacts returns
Interest rate fluctuations
Regulatory changes in mutual funds
Economic downturn risks
High expense ratio compared to peers

Peer Perspective

ICICI Pru Equity & Debt Fund trades at a slight premium compared to peers like HDFC Hybrid Fund and SBI Equity Fund. A rerating could occur if it demonstrates consistent margin stability and accelerates growth in AUM.

📊 Stock Investment Checklist (100 Points)

ICICI Pru Equity & Debt Fund(M-IDCW Payout) • Updated: 2025-10-01 03:12:48

10

Business
High

The fund operates in a future-ready sector with a diversified portfolio.
10

Growth
High

Consistent revenue and profit growth observed over the last few years.
10

Profitability
High

ROE and ROCE are above industry averages, indicating good profitability.
8

Valuation
High

Valuation metrics are reasonable compared to peers.
6

Balance
Good

Strong balance sheet with manageable debt levels.
7

Governance
High

Good promoter holding with transparent disclosures.
5

Drivers
Good

Growth drivers are present, but execution risks remain.
5

Technicals
Good

Market sentiment is neutral with moderate liquidity.

Final Score & Verdict

Score 68 / 100 • Decent

The fund shows decent potential with consistent growth and profitability metrics, but some risks remain.