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Kotak Liquid Fund(DD-IDCW)

Ticker: mf14103

Decent 48/100

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ICICI Pru Money Market Fund(DD-IDCW)

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SBI Focused Fund(IDCW)

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Business Overview

Kotak Liquid Fund (DD-IDCW) is designed for investors seeking a safe and liquid investment option. Ideal for individuals looking to park their short-term savings, this fund offers a stable return while maintaining easy access to funds. It is particularly beneficial for risk-averse investors who prioritize capital preservation. With a focus on high-quality debt instruments, this fund is a smart choice for those wanting to earn better returns than traditional savings accounts.

Safe and liquid investment option
Ideal for short-term savings
Focus on capital preservation
Invests in high-quality debt instruments
Provides better returns than savings accounts

Investment Thesis

Kotak Liquid Fund (DD-IDCW) stands out in the market due to its strong promoter credibility, robust digital services growth potential, and attractive valuation compared to peers. This fund offers a solid investment avenue for retail investors looking for stability and growth in the liquid fund space.

Backed by the reputable Kotak Mahindra Group, ensuring trust and reliability.
Significant growth in digital services enhances operational efficiency and customer reach.
Competitive expense ratios make it an attractive option compared to similar funds.
Strong historical performance reflects prudent management and strategic asset allocation.
Ideal for investors seeking liquidity with potential for better returns.

Opportunity vs Risk

Opportunities

Stable returns in liquid assets
Low expense ratio benefits
High liquidity for quick access
Suitable for short-term investments

Risks ⚠️

Interest rate fluctuations impact returns
Market volatility affects liquidity
Limited growth potential
Inflation may erode real returns

Peer Perspective

Kotak Liquid Fund (DD-IDCW) trades at a slight premium compared to peers like HDFC Liquid Fund and ICICI Prudential Liquid Fund. A rerating could occur if it maintains consistent yield stability amidst market volatility.

📊 Stock Investment Checklist (100 Points)

Kotak Liquid Fund(DD-IDCW) • Updated: 2025-10-01 22:19:40

10

Business
High

The sector is stable but lacks significant growth potential.
10

Growth
High

Consistent revenue growth but profit margins are under pressure.
10

Profitability
High

ROE and ROCE are decent, but cash flow is inconsistent.
8

Valuation
High

Valuation metrics are slightly above peers.
10

Balance
High

Strong balance sheet with low debt levels.
9

Governance
High

Good promoter holding, but some concerns over disclosures.
6

Drivers
Good

Limited growth catalysts identified.
5

Technicals
Good

Market sentiment is neutral with low liquidity.

Final Score & Verdict

Score 48 / 100 • Decent

The Kotak Liquid Fund shows decent stability but lacks significant growth drivers, making it a cautious investment.