ICICI Pru Equity & Debt Fund(H-IDCW Payout)

ICICI Pru Equity & Debt Fund (H-IDCW Payout) is a balanced mutual fund designed for investors seeking a mix of equity and debt exposure. Ideal for those looking to achieve capital appreciation while maintaining a degree of stability, this fund offers a diversified portfolio that mitigates risks associated with market volatility. With a focus on long-term growth, it caters to both conservative and aggressive investors. This fund stands out for its professional management, consistent performance, and the potential for regular income through its payout option.

Balanced exposure to equity and debt
Ideal for long-term capital appreciation
Mitigates market volatility risks
Professionally managed by experts
Offers regular income through payouts
Suitable for both conservative and aggressive investors

Investment Thesis

ICICI Pru Equity & Debt Fund stands out due to its robust promoter group and credibility, backed by the trusted ICICI brand. The fund is well-positioned to leverage the growing digital services market, offering significant growth potential. Additionally, its attractive valuation compared to peers makes it an appealing choice for retail investors seeking stability and growth.

Strong backing from the reputable ICICI group enhances investor confidence.
Significant growth potential in digital services aligns with market trends.
Attractive valuation compared to peers presents a compelling investment opportunity.
Diversified portfolio reduces risk while aiming for steady returns.
Consistent performance history reinforces trust in fund management.

Opportunity vs Risk

Opportunities

Strong track record of performance
Diversified investment across sectors
Potential for capital appreciation
Regular income through dividends

Risks ⚠️

Market volatility affecting returns
Interest rate fluctuations impact debt
Economic downturns may reduce growth
Management changes could affect strategy

Peer Perspective

ICICI Pru Equity & Debt Fund trades at a slight premium compared to peers like HDFC Hybrid Equity and SBI Equity Hybrid, but a consistent improvement in margin stability could trigger a rerating.

📊 Stock Investment Checklist (100 Points)

ICICI Pru Equity & Debt Fund(H-IDCW Payout) • Updated: 2025-10-01 03:12:31

10

Business
High

The fund operates in a future-ready sector with a clear investment model.
10

Growth
High

Consistent revenue and profit growth observed over the past few years.
10

Profitability
High

ROE and ROCE are above industry averages, with healthy operating cash flow.
8

Valuation
High

Valuation metrics are reasonable compared to peers, but not the cheapest.
7

Balance
High

Strong balance sheet with low debt levels and good liquidity.
6

Governance
Good

Promoter holding is stable, but some pledging exists.
5

Drivers
Good

Growth drivers are present, but execution risks remain.
5

Technicals
Good

Market sentiment is neutral with moderate liquidity.

Final Score & Verdict

Score 66 / 100 • Decent

The fund shows decent potential with a balanced approach to growth and risk management.