SBI Savings Fund(IDCW-Payout)

Ticker: mf14109
Decent 75/100

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Business Overview

The SBI Savings Fund (IDCW-Payout) is a well-structured mutual fund designed for conservative investors seeking steady income through regular payouts. Ideal for individuals looking to grow their savings while maintaining liquidity, this fund focuses on low-risk investments. It offers a balanced approach to wealth accumulation and income generation, making it a reliable choice for both new and seasoned investors. With SBI's trusted brand backing it, this fund stands out for its commitment to stability and performance.

  • Designed for conservative investors
  • Focuses on low-risk investments
  • Offers regular income through payouts
  • Ideal for savings growth and liquidity
  • Backed by SBI's trusted brand
  • Suitable for both new and seasoned investors

Opportunity vs Risk

Opportunities
  • Stable returns for conservative investors
  • Potential for capital appreciation
  • Diversification in investment portfolio
  • Tax benefits on long-term gains
Risks ⚠️
  • Market volatility affecting returns
  • Interest rate fluctuations impact performance
  • Liquidity risks in certain conditions
  • Regulatory changes may affect fund
📊 Stock Investment Checklist (100 Points)
SBI Savings Fund(IDCW-Payout) • Updated: 2025-10-01 15:32:56
  • 10
    Business
    High
    The sector is stable but lacks significant growth drivers.
  • 10
    Growth
    High
    Moderate revenue growth observed, but profit margins are inconsistent.
  • 10
    Profitability
    High
    ROE and ROCE are average, cash flow is stable but not exceptional.
  • 10
    Valuation
    High
    Valuation metrics are in line with peers but not compelling.
  • 8
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 7
    Governance
    High
    Promoter holding is decent, but some concerns over pledging.
  • 8
    Drivers
    High
    Limited growth catalysts identified, execution risks present.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 75 / 100 • Decent
The SBI Savings Fund shows moderate potential but lacks strong growth drivers and profitability metrics. Caution is advised.