ICICI Pru Equity & Debt Fund(M-IDCW)

ICICI Pru Equity & Debt Fund (M-IDCW) is a balanced mutual fund designed for investors seeking a mix of equity and debt exposure. Ideal for those looking to achieve long-term capital appreciation while maintaining a level of stability, this fund aims to provide a balanced risk-return profile. It matters as it offers diversification in a single investment, catering to both aggressive and conservative investors. With a strong track record and professional management, this fund is a reliable choice for building wealth over time.

Balanced exposure to equity and debt
Ideal for long-term capital appreciation
Diversifies risk in a single investment
Managed by experienced professionals
Suitable for both aggressive and conservative investors

Investment Thesis

ICICI Pru Equity & Debt Fund (M-IDCW) stands out due to its strong promoter backing, robust digital service growth potential, and attractive valuation compared to peers. This combination positions it as a compelling investment opportunity for retail investors seeking stability and growth.

Backed by ICICI Group, a trusted name in the financial sector.
Significant growth potential in digital services, enhancing customer engagement.
Valuation metrics are appealing compared to industry peers, indicating potential upside.
Diversified investment strategy balancing equity and debt for risk management.
Strong historical performance reinforces investor confidence.

Opportunity vs Risk

Opportunities

Strong historical performance
Diversified investment portfolio
Growing Indian economy
Potential for high returns
Experienced fund management

Risks ⚠️

Market volatility impact
Interest rate fluctuations
Regulatory changes
Economic downturns
Credit risk in debt holdings

Peer Perspective

ICICI Pru Equity & Debt Fund trades at a slight premium compared to peers like HDFC Hybrid Fund and SBI Equity Fund. A sustained improvement in margin stability could trigger a rerating in its valuation.

📊 Stock Investment Checklist (100 Points)

ICICI Pru Equity & Debt Fund(M-IDCW) • Updated: 2025-10-01 03:12:55

10

Business
High

The fund operates in a future-ready sector with a diversified portfolio, but lacks a strong competitive moat.
10

Growth
High

Consistent revenue and profit growth observed over the past few years.
10

Profitability
High

ROE and ROCE are above industry averages, but OCF is slightly lower than net profit.
8

Valuation
High

P/E and P/B ratios are in line with peers, indicating fair valuation.
7

Balance
High

Debt levels are manageable with adequate reserves and liquidity.
6

Governance
Good

Promoter holding is stable, but there are minor concerns regarding pledging.
5

Drivers
Good

Growth catalysts are present, but execution risks remain.
5

Technicals
Good

Market sentiment is neutral with moderate liquidity.

Final Score & Verdict

Score 48 / 100 • Decent

The fund shows decent potential with consistent growth and manageable risks, but lacks a strong competitive edge.