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SBI Savings Fund(IDCW)

Ticker: mf14112
Decent 68/100

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N
Nippon India Growth Mid Cap Fund(IDCW)
Score 66/100 Decent
The Nippon India Growth Mid Cap Fund shows decent potential for growth with some risks involved, particularly in execution and valuation.
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I
ICICI Pru Money Market Fund(IDCW-Payout)
Score 68/100 Decent
ICICI Pru Money Market Fund shows decent potential with stable growth and profitability metrics, but some risks in execution and governance need to be monitored.
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I
ICICI Pru Money Market Fund(IDCW)
Score 72/100 Decent
ICICI Pru Money Market Fund shows decent stability and growth potential but faces challenges in profitability and market sentiment.
View details
I
ICICI Pru Money Market Fund(W-IDCW)
Score 68/100 Decent
ICICI Pru Money Market Fund shows decent stability and governance but faces challenges in growth and profitability.
View details
I
ICICI Pru Money Market Fund(DD-IDCW)
Score 48/100 Decent
ICICI Pru Money Market Fund presents a decent investment opportunity with stable returns but lacks significant growth catalysts.
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I
ICICI Pru Money Market Fund(W-IDCW Payout)
Score 48/100 Decent
The fund shows decent potential but lacks strong growth drivers and has some risks associated with profitability and governance.
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S
SBI Focused Fund(IDCW-Payout)
Score 48/100 Decent
The SBI Focused Fund shows decent potential with consistent growth and manageable risks, but investors should be cautious of valuation and governance issues.
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S
SBI Focused Fund(IDCW)
Score 48/100 Decent
The SBI Focused Fund shows decent potential with consistent growth and profitability metrics, but some risks in valuation and governance should be monitored.
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H
HDFC Large Cap Fund(IDCW)
Score 72/100 Strong
The HDFC Large Cap Fund shows strong fundamentals and growth potential, making it a favorable investment option.
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H
HDFC Large Cap Fund(IDCW-Reinv)
Score 72/100 Decent
The HDFC Large Cap Fund shows decent potential with consistent growth and profitability metrics, but caution is advised due to valuation concerns and execution risks.
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A
Axis Liquid Fund(W-IDCW)
Score 48/100 Decent
The Axis Liquid Fund shows decent potential with stable growth and manageable risks, but investors should be cautious about liquidity and execution challenges.
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A
Axis Liquid Fund(M-IDCW)
Score 73/100 Decent
The Axis Liquid Fund shows decent potential with stable growth and manageable risks, but investors should be cautious of volatility in profit growth and execution risks.
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A
Axis Liquid Fund(DD-IDCW)
Score 72/100 Decent
The Axis Liquid Fund shows decent performance with stable growth, but faces challenges in profitability and valuation compared to peers.
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S
SBI Balanced Advantage Fund(IDCW)
Score 68/100 Decent
The SBI Balanced Advantage Fund shows decent potential with a balanced approach to growth and risk management.
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S
SBI Balanced Advantage Fund(IDCW Payout)
Score 68/100 Decent
The SBI Balanced Advantage Fund shows decent potential with a balanced approach to growth and risk management.
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H
HDFC Small Cap Fund(IDCW-Reinv)
Score 68/100 Decent
The fund shows decent potential for growth but carries risks associated with small-cap investments.
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Business Overview

The SBI Savings Fund (IDCW) is a well-structured mutual fund designed for conservative investors seeking steady returns with low risk. Ideal for individuals looking to park their savings while earning attractive interest, this fund is managed by one of India's most trusted financial institutions. It prioritizes capital preservation and liquidity, making it suitable for short-term financial goals. With a focus on debt instruments, this fund offers a reliable option for those aiming for stability in their investment portfolio.

  • Managed by SBI, a trusted financial institution
  • Focus on capital preservation and liquidity
  • Ideal for conservative investors
  • Suitable for short-term financial goals
  • Offers attractive returns with low risk

Opportunity vs Risk

Opportunities
  • Stable returns in low-interest environment
  • Diversification for conservative investors
  • Potential for capital appreciation
  • Tax benefits on long-term investments
Risks ⚠️
  • Interest rate fluctuations impact returns
  • Inflation erodes purchasing power
  • Market volatility affects fund performance
  • Liquidity risk in certain market conditions
📊 Stock Investment Checklist (100 Points)
SBI Savings Fund(IDCW) • Updated: 2025-10-01 15:33:04
  • 10
    Business
    High
    The sector is evolving with digital banking, but competition is intense.
  • 10
    Growth
    High
    Consistent revenue growth observed, but profit margins are under pressure.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but OCF is fluctuating.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers, indicating potential overvaluation.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is stable, but some concerns on disclosures.
  • 5
    Drivers
    Good
    Growth catalysts exist, but execution risks are notable.
  • 5
    Technicals
    Good
    Market sentiment is mixed, with low liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The SBI Savings Fund shows decent potential with consistent growth, but faces challenges in profitability and valuation metrics.