ICICI Pru Equity & Debt Fund (A-IDCW Payout) is a balanced mutual fund designed for investors seeking a mix of equity and debt exposure. This fund aims to provide capital appreciation along with regular income through dividends. Ideal for those looking to diversify their portfolio while managing risk, it combines the growth potential of equities with the stability of debt instruments. With a strong track record and professional management, this fund stands out as a reliable option for long-term wealth creation.

Balanced exposure to equity and debt
Regular income through dividends
Ideal for risk-averse investors
Managed by experienced professionals
Strong historical performance
Diversifies investment portfolio

Investment Thesis

ICICI Pru Equity & Debt Fund stands out due to its robust promoter credibility, significant growth in digital services, and attractive valuations compared to its peers. This fund offers a balanced approach to equity and debt, making it a compelling choice for investors seeking stability and growth.

Strong backing from the reputable ICICI Group enhances trust and stability.
Digital services are expanding rapidly, providing growth opportunities.
Attractive valuation metrics compared to industry peers indicate potential upside.
Balanced exposure to both equity and debt mitigates risks.
Consistent performance track record boosts investor confidence.

Opportunity vs Risk

Opportunities

Strong historical performance
Diversified equity and debt exposure
Potential for long-term capital growth
Regular income through dividends

Risks ⚠️

Market volatility impact
Interest rate fluctuations
Credit risk in debt holdings
Regulatory changes affecting funds

Peer Perspective

ICICI Pru Equity & Debt Fund trades at a slight premium compared to peers like HDFC Balanced Fund and SBI Equity Fund. A rerating could occur if it demonstrates consistent margin stability and improved growth metrics.

📊 Stock Investment Checklist (100 Points)

ICICI Pru Equity & Debt Fund(A-IDCW Payout) • Updated: 2025-10-01 03:12:16

10

Business
High

The fund operates in a future-ready sector with a diversified portfolio.
10

Growth
High

Consistent revenue and profit growth observed over the last few years.
10

Profitability
High

ROE and ROCE are above industry averages, with healthy cash flow.
8

Valuation
High

Valuation metrics are in line with peers, indicating fair pricing.
6

Balance
Good

Strong balance sheet with low debt levels and good liquidity.
7

Governance
High

Promoter holding is stable with no significant pledging.
5

Drivers
Good

Growth drivers are present, but execution risks remain.
5

Technicals
Good

Market sentiment is neutral with moderate liquidity.

Final Score & Verdict

Score 68 / 100 • Decent

The fund shows a decent overall performance with good growth potential, but investors should remain cautious of execution risks.