ICICI Pru Equity & Debt Fund (A-IDCW) is a balanced mutual fund designed to offer investors a mix of equity and debt exposure, catering to those seeking growth with a safety net. Ideal for conservative investors looking to diversify their portfolio, this fund aims to generate long-term capital appreciation while managing risk. Its dual approach helps in navigating market volatility effectively, making it a reliable choice for wealth creation.

Balanced exposure to equity and debt
Suitable for conservative investors
Aims for long-term capital appreciation
Helps manage market volatility
Professional fund management
Regular income through dividend options

Investment Thesis

ICICI Pru Equity & Debt Fund stands out due to its robust promoter group, which instills confidence among investors. The fund is well-positioned to capitalize on the growing digital services sector, offering significant growth potential. Furthermore, its attractive valuation compared to peers makes it an appealing choice for investors seeking long-term gains.

Strong backing from the reputable ICICI Group enhances credibility.
Significant growth potential in the digital services sector.
Attractive valuation compared to peer funds, enhancing investment appeal.
Diversified portfolio reduces risk and stabilizes returns.
Consistent performance track record boosts investor confidence.

Opportunity vs Risk

Opportunities

Strong historical performance
Diversified investment portfolio
Growing Indian economy
Increasing retail participation
Tax benefits on long-term gains

Risks ⚠️

Market volatility impact
Interest rate fluctuations
Regulatory changes
Economic slowdown risks
Credit risk in debt holdings

Peer Perspective

ICICI Pru Equity & Debt Fund trades at a slight premium compared to peers like HDFC Hybrid Fund and Axis Balanced Fund. A rerating could occur if it achieves consistent margin stability and improved growth metrics.

📊 Stock Investment Checklist (100 Points)

ICICI Pru Equity & Debt Fund(A-IDCW) • Updated: 2025-10-01 03:12:25

10

Business
High

The fund operates in a future-ready sector with a diversified investment strategy.
10

Growth
High

Consistent revenue and profit growth observed over the past few years.
10

Profitability
High

ROE and ROCE are above industry averages, indicating strong profitability.
8

Valuation
High

Valuation metrics are reasonable compared to peers, but not compelling.
7

Balance
High

The balance sheet shows manageable debt levels and adequate liquidity.
6

Governance
Good

Promoter holding is stable, but some concerns about disclosures.
5

Drivers
Good

Growth drivers are present, but execution risks remain.
5

Technicals
Good

Market sentiment is neutral with moderate liquidity.

Final Score & Verdict

Score 68 / 100 • Decent

The fund shows decent potential with solid growth and profitability metrics, but there are some governance and execution risks to consider.