UTI FTIF-XXXV-II(1223D)(F-IDCW)
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Business Overview
UTI FTIF-XXXV-II(1223D)(F-IDCW) is a Fixed Term Income Fund designed to cater to conservative investors seeking stable returns over a defined period. This fund is ideal for individuals looking for a low-risk investment option with predictable income, making it suitable for both first-time investors and seasoned portfolio managers. Its structured approach to fixed income helps mitigate market volatility, ensuring capital preservation while providing regular income. This fund is a strategic choice for those aiming to enhance their financial security.
- Fixed Term Income Fund for stability
- Ideal for conservative investors
- Predictable returns over a defined period
- Mitigates market volatility
- Enhances financial security
- Suitable for both new and experienced investors
Investment Thesis
UTI FTIF-XXXV-II stands out due to its strong promoter credibility, positioning it as a reliable investment option. The ongoing growth in digital services offers significant upside potential, while its attractive valuation compared to peers makes it a compelling choice for Indian retail investors seeking long-term gains.
- Strong backing from UTI, a reputable and established financial institution.
- Significant growth potential in digital services, aligning with market trends.
- Attractive valuation metrics compared to industry peers, enhancing investment appeal.
- Focus on long-term wealth creation, suitable for retail investors.
- Diversified portfolio providing stability and risk mitigation.
Opportunity vs Risk
- Strong historical performance
- Diversified investment portfolio
- Potential for long-term growth
- Attractive dividend yield
- Market volatility impact
- Interest rate fluctuations
- Economic downturns
- Regulatory changes affecting funds
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10BusinessHighThe sector is evolving with a focus on technology and innovation, but lacks a strong moat.
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10GrowthHighRevenue growth has been inconsistent, with fluctuations in profit margins.
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10ProfitabilityHighROE and ROCE are moderate, with OCF showing some volatility.
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8ValuationHighValuation metrics are higher compared to peers, indicating potential overvaluation.
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7BalanceHighDebt levels are manageable, but liquidity ratios are on the lower side.
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6GovernanceGoodPromoter holding is decent, but there are concerns about pledging.
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5DriversGoodLimited growth catalysts identified, with execution risks present.
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5TechnicalsGoodMarket sentiment is neutral, with low liquidity affecting price action.