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DSP Regular Savings Fund(Q-IDCW Reinv)

Ticker: mf17054
Decent 68/100

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S
Shriram Overnight Fund(M-IDCW)
Score 68/100 Decent
The Shriram Overnight Fund shows decent potential but faces challenges in profitability and market sentiment.
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S
Shriram Overnight Fund(DD-IDCW)
Score 70/100 Decent
The Shriram Overnight Fund shows decent potential with stable performance metrics, but growth drivers are limited and execution risks exist.
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S
Shriram Overnight Fund(M-IDCW Payout)
Score 68/100 Decent
The Shriram Overnight Fund shows moderate potential but faces several challenges that could hinder growth.
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S
SBI Retirement Benefit Fund-Conservative Plan(IDCW)
Score 71/100 Decent
The fund shows decent potential but is hindered by inconsistent growth and valuation concerns.
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U
Union Retirement Fund(IDCW)
Score 68/100 Decent
The Union Retirement Fund shows potential for growth but faces challenges in profitability and valuation. Caution is advised.
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U
Union Money Market Fund(M-IDCW)
Score 48/100 Decent
The fund shows decent potential but lacks strong growth drivers and has some risks associated with profitability and governance.
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U
Union Money Market Fund(M-IDCW Reinvest)
Score 68/100 Decent
The fund shows decent stability and growth potential, but lacks significant competitive advantages.
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I
Invesco India Medium Duration Fund(Q-IDCW)
Score 70/100 Decent
The fund shows decent potential but faces challenges in consistency and growth drivers.
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I
Invesco India Medium Duration Fund(IDCW)
Score 68/100 Decent
The fund shows decent potential with consistent growth and profitability metrics, but caution is advised due to valuation concerns and execution risks.
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H
HSBC Dynamic Bond Fund(A-IDCW Payout)
Score 68/100 Decent
The fund shows decent potential but is hindered by inconsistent growth and valuation concerns.
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H
HSBC Dynamic Bond Fund(M-IDCW Payout)
Score 68/100 Decent
The fund shows moderate potential but faces challenges in growth and profitability metrics.
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H
HSBC Dynamic Bond Fund(A-IDCW)
Score 68/100 Decent
The fund shows decent potential but lacks strong growth drivers and has some risks associated with cash flow and governance.
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H
HSBC Dynamic Bond Fund(M-IDCW)
Score 68/100 Decent
The fund shows decent potential but faces challenges in profitability and growth drivers.
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I
ITI Ultra Short Duration Fund(A-IDCW)
Score 68/100 Decent
The fund shows potential but faces challenges in growth consistency and profitability metrics. Caution is advised for new investors.
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I
ITI Ultra Short Duration Fund(M-IDCW)
Score 48/100 Risky
The fund shows several weaknesses in growth and profitability metrics, indicating a risky investment.
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I
ITI Ultra Short Duration Fund(DD-IDCW)
Score 48/100 Risky
The fund shows potential but carries significant risks due to inconsistent growth and profitability metrics.
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Business Overview

The DSP Regular Savings Fund (Q-IDCW Reinv) is an open-ended debt mutual fund designed for conservative investors seeking steady income with moderate risk. Ideal for individuals looking to build a disciplined savings habit, this fund reinvests dividends to enhance long-term wealth accumulation. Its focus on fixed-income securities makes it a reliable choice for wealth preservation and growth.

  • Open-ended debt mutual fund for steady income
  • Reinvests dividends for long-term growth
  • Ideal for conservative investors
  • Focus on fixed-income securities
  • Encourages disciplined savings habit

Investment Thesis

DSP Regular Savings Fund stands out due to its strong promoter credibility, robust growth in digital services, and attractive valuation compared to peers. This combination positions the fund as a compelling choice for investors seeking stability and growth in their portfolios.

  • Strong backing from DSP Group, known for its financial expertise.
  • Significant growth potential in digital services, catering to evolving consumer preferences.
  • Attractive valuation metrics compared to industry peers, enhancing investment appeal.
  • Consistent performance track record, instilling investor confidence.
  • Focus on long-term wealth creation through disciplined investment strategies.

Opportunity vs Risk

Opportunities
  • Potential for steady returns
  • Diversification in investment portfolio
  • Tax benefits on long-term gains
  • Systematic investment options available
Risks ⚠️
  • Market volatility affecting returns
  • Interest rate fluctuations
  • Liquidity concerns during market downturns
  • Management fees may impact gains

Peer Perspective

DSP Regular Savings Fund currently trades at a premium compared to peers like HDFC Regular Savings Fund and ICICI Pru Regular Savings Fund. A rerating could occur if it demonstrates consistent margin stability and improved growth metrics.
📊 Stock Investment Checklist (100 Points)
DSP Regular Savings Fund(Q-IDCW Reinv) • Updated: 2025-10-01 14:35:19
  • 10
    Business
    High
    The fund operates in a stable sector with moderate growth potential.
  • 10
    Growth
    High
    Consistent revenue growth observed over the past few years.
  • 10
    Profitability
    High
    ROE and ROCE are above industry averages, indicating good profitability.
  • 8
    Valuation
    High
    Valuation metrics are reasonable compared to peers.
  • 7
    Balance
    High
    Strong balance sheet with low debt levels.
  • 6
    Governance
    Good
    Promoter holding is stable, with adequate disclosures.
  • 5
    Drivers
    Good
    Growth drivers are present, but execution risks exist.
  • 5
    Technicals
    Good
    Market sentiment is neutral, with moderate liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The fund shows decent potential with stable growth and profitability metrics, but some execution risks remain.