UTI FTIF-XXXV-II(1223D)(Q-IDCW)

Ticker: mf17037
Decent 68/100

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Business Overview

UTI FTIF-XXXV-II(1223D)(Q-IDCW) is a fixed-term income fund designed for conservative investors seeking stable returns. It aims to provide regular income while preserving capital, making it ideal for risk-averse individuals and those planning for short-term financial goals. This fund stands out due to its professional management and strategic investment in fixed-income securities, ensuring a balanced approach to risk and return.

  • Designed for conservative investors
  • Focuses on stable and regular income
  • Capital preservation as a priority
  • Professionally managed by UTI
  • Ideal for short-term financial goals
  • Transparent and reliable investment option

Investment Thesis

UTI FTIF-XXXV-II presents a compelling investment opportunity due to its robust promoter credibility, significant growth potential in digital services, and attractive valuation compared to peers. This combination positions the fund for strong performance in the evolving financial landscape.

  • Strong backing from UTI, a reputable and established financial institution.
  • Growing demand for digital financial services enhances growth prospects.
  • Valuation metrics indicate it is undervalued compared to industry peers.
  • Focus on long-term wealth creation aligns with investor interests.
  • Diversified investment strategy mitigates risk and enhances returns.

Opportunity vs Risk

Opportunities
  • Strong historical performance
  • Diversified investment portfolio
  • Potential for high returns
  • Tax benefits on dividends
Risks ⚠️
  • Market volatility impact
  • Interest rate fluctuations
  • Regulatory changes
  • Liquidity concerns
📊 Stock Investment Checklist (100 Points)
UTI FTIF-XXXV-II(1223D)(Q-IDCW) • Updated: 2025-10-01 07:44:32
  • 10
    Business
    High
    The sector is evolving with a focus on digital transformation, but competition is increasing.
  • 10
    Growth
    High
    Revenue growth has been stable, but profit margins are under pressure.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but cash flow is inconsistent.
  • 8
    Valuation
    High
    Valuation metrics are slightly above industry average, indicating potential overvaluation.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is strong, but there are concerns about transparency.
  • 5
    Drivers
    Good
    Growth catalysts exist, but execution risks are significant.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The stock shows potential but carries moderate risks that need to be monitored closely.