Nippon India FMP-XLIII-5-2315D(IDCW)

Ticker: mf17050
Decent 48/100

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Business Overview

Nippon India FMP-XLIII-5-2315D (IDCW) is a fixed maturity plan designed for conservative investors seeking stable returns over a defined period. This fund is ideal for those looking to balance their portfolio with low-risk investments while enjoying the benefits of debt securities. It matters because it provides predictable income and capital preservation, making it suitable for risk-averse individuals. With professional management and a focus on quality assets, this fund aims to deliver consistent performance.

  • Fixed maturity plan for stable returns
  • Ideal for conservative investors
  • Focus on low-risk debt securities
  • Provides predictable income
  • Professionally managed for quality assets
  • Helps in capital preservation

Investment Thesis

Nippon India FMP-XLIII-5-2315D(IDCW) stands out due to its credible promoter group, robust growth in digital services, and attractive valuation compared to peers. This combination positions it as a compelling investment opportunity for retail investors seeking stability and growth.

  • Strong backing from Nippon Life, enhancing credibility and trust.
  • Significant growth potential in digital services, tapping into evolving consumer preferences.
  • Attractive valuation metrics relative to industry peers, offering potential upside.
  • Focus on fixed maturity plans aligns with conservative investment strategies.
  • Consistent performance track record, appealing to risk-averse investors.

Peer Perspective

Nippon India FMP-XLIII-5-2315D trades at a slight premium compared to peers like HDFC FMP and ICICI FMP. A sustained improvement in margin stability could trigger a rerating, enhancing its appeal to investors.
📊 Stock Investment Checklist (100 Points)
Nippon India FMP-XLIII-5-2315D(IDCW) • Updated: 2025-10-01 06:48:05
  • 8
    Business
    High
    The fund is in a future-ready sector with a clear investment model.
  • 10
    Growth
    High
    Moderate revenue and profit growth consistency observed.
  • 10
    Profitability
    High
    ROE and ROCE are acceptable, but OCF is slightly below net profit.
  • 9
    Valuation
    High
    Valuation metrics are in line with peers.
  • 7
    Balance
    High
    Debt levels are manageable with adequate liquidity.
  • 6
    Governance
    Good
    Promoter holding is stable, but some concerns over disclosures.
  • 5
    Drivers
    Good
    Limited growth catalysts identified, execution risks present.
  • 1
    Technicals
    Low
    Weak market sentiment and low liquidity.
Final Score & Verdict
Score 48 / 100 • Decent
The fund shows potential but has several areas of concern that need to be addressed for stronger performance.