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DSP Regular Savings Fund(M-IDCW)

Ticker: mf17053
Decent 68/100

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D
DSP Regular Savings Fund(Q-IDCW Reinv)
Score 68/100 Decent
The fund shows decent potential with stable growth and profitability metrics, but some execution risks remain.
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S
Shriram Overnight Fund(M-IDCW)
Score 68/100 Decent
The Shriram Overnight Fund shows decent potential but faces challenges in profitability and market sentiment.
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S
Shriram Overnight Fund(DD-IDCW)
Score 70/100 Decent
The Shriram Overnight Fund shows decent potential with stable performance metrics, but growth drivers are limited and execution risks exist.
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S
Shriram Overnight Fund(M-IDCW Payout)
Score 68/100 Decent
The Shriram Overnight Fund shows moderate potential but faces several challenges that could hinder growth.
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S
SBI Retirement Benefit Fund-Conservative Plan(IDCW)
Score 71/100 Decent
The fund shows decent potential but is hindered by inconsistent growth and valuation concerns.
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U
Union Retirement Fund(IDCW)
Score 68/100 Decent
The Union Retirement Fund shows potential for growth but faces challenges in profitability and valuation. Caution is advised.
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U
Union Money Market Fund(M-IDCW)
Score 48/100 Decent
The fund shows decent potential but lacks strong growth drivers and has some risks associated with profitability and governance.
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U
Union Money Market Fund(M-IDCW Reinvest)
Score 68/100 Decent
The fund shows decent stability and growth potential, but lacks significant competitive advantages.
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I
Invesco India Medium Duration Fund(Q-IDCW)
Score 70/100 Decent
The fund shows decent potential but faces challenges in consistency and growth drivers.
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I
Invesco India Medium Duration Fund(IDCW)
Score 68/100 Decent
The fund shows decent potential with consistent growth and profitability metrics, but caution is advised due to valuation concerns and execution risks.
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H
HSBC Dynamic Bond Fund(A-IDCW Payout)
Score 68/100 Decent
The fund shows decent potential but is hindered by inconsistent growth and valuation concerns.
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H
HSBC Dynamic Bond Fund(M-IDCW Payout)
Score 68/100 Decent
The fund shows moderate potential but faces challenges in growth and profitability metrics.
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H
HSBC Dynamic Bond Fund(A-IDCW)
Score 68/100 Decent
The fund shows decent potential but lacks strong growth drivers and has some risks associated with cash flow and governance.
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H
HSBC Dynamic Bond Fund(M-IDCW)
Score 68/100 Decent
The fund shows decent potential but faces challenges in profitability and growth drivers.
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I
ITI Ultra Short Duration Fund(A-IDCW)
Score 68/100 Decent
The fund shows potential but faces challenges in growth consistency and profitability metrics. Caution is advised for new investors.
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I
ITI Ultra Short Duration Fund(M-IDCW)
Score 48/100 Risky
The fund shows several weaknesses in growth and profitability metrics, indicating a risky investment.
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Business Overview

DSP Regular Savings Fund (M-IDCW) is a well-structured mutual fund designed for investors seeking regular income along with capital appreciation. Ideal for conservative investors or those looking to build a steady income stream, this fund focuses on safety and stability. It offers a balanced approach to wealth creation, making it a reliable choice for long-term financial goals.

  • Designed for conservative investors
  • Focuses on regular income generation
  • Balanced approach to capital appreciation
  • Managed by experienced fund managers
  • Suitable for long-term financial planning

Investment Thesis

DSP Regular Savings Fund (M-IDCW) stands out due to its strong promoter group, which enhances credibility and trust. The fund is well-positioned to capitalize on the growing digital services market, offering significant growth potential. Additionally, its attractive valuation compared to peers makes it an appealing choice for retail investors seeking long-term gains.

  • Strong backing from a reputable promoter group ensures stability and credibility.
  • Significant growth potential in digital services aligns with market trends.
  • Attractive valuation relative to peers offers a compelling entry point.
  • Proven track record of consistent performance enhances investor confidence.
  • Focus on long-term wealth creation makes it suitable for retail investors.

Opportunity vs Risk

Opportunities
  • Potential for steady returns
  • Tax benefits under Section 80C
  • Suitable for conservative investors
  • Regular income through dividends
Risks ⚠️
  • Market volatility affecting returns
  • Interest rate fluctuations
  • Liquidity risk in redemption
  • Management fees may reduce gains

Peer Perspective

DSP Regular Savings Fund is currently trading at a slight premium compared to peers like HDFC Regular Savings Fund and ICICI Prudential Regular Savings Fund; a sustained growth acceleration could trigger a rerating.
📊 Stock Investment Checklist (100 Points)
DSP Regular Savings Fund(M-IDCW) • Updated: 2025-10-01 14:35:02
  • 10
    Business
    High
    The fund operates in a stable sector with moderate growth potential.
  • 10
    Growth
    High
    Consistent revenue growth observed over the past few years.
  • 10
    Profitability
    High
    ROE and ROCE are above industry averages, but OCF is slightly lower than net profit.
  • 8
    Valuation
    High
    Valuation metrics are in line with peers, indicating fair pricing.
  • 7
    Balance
    High
    Debt levels are manageable, with adequate liquidity.
  • 6
    Governance
    Good
    Promoter holding is strong, but some concerns regarding disclosures.
  • 5
    Drivers
    Good
    Growth drivers are present, but execution risks remain.
  • 5
    Technicals
    Good
    Market sentiment is neutral with moderate liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The DSP Regular Savings Fund shows decent potential for growth with manageable risks, making it a reasonable investment option.