UTI FTIF-XXXV-II(1223D)(A-IDCW)

Ticker: mf17035
Decent 68/100

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Business Overview

UTI FTIF-XXXV-II(1223D)(A-IDCW) is a fixed-term income fund designed for investors seeking stable returns over a defined period. Ideal for conservative investors or those looking to diversify their portfolio, this fund focuses on generating income through a mix of debt instruments. Its structured approach ensures predictable cash flows, making it a reliable choice for financial planning. With UTI's strong track record, this fund stands out for its professional management and commitment to investor interests.

  • Designed for conservative investors
  • Focuses on stable, predictable returns
  • Ideal for portfolio diversification
  • Managed by UTI, a trusted name in finance
  • Structured for defined investment periods

Investment Thesis

UTI FTIF-XXXV-II offers a compelling investment opportunity backed by a strong promoter group and credible management. With a robust growth trajectory in digital services and attractive valuations compared to peers, this fund is well-positioned for long-term gains, making it an excellent choice for retail investors seeking stability and growth.

  • Strong backing from UTI Asset Management, a reputable player in the financial sector.
  • Significant growth potential in digital services, catering to a tech-savvy investor base.
  • Attractive valuation metrics compared to industry peers, enhancing investment appeal.
  • Proven track record of performance, instilling confidence among investors.
  • Focus on long-term wealth creation aligns with retail investor goals.

Opportunity vs Risk

Opportunities
  • Strong historical performance
  • Diversified investment portfolio
  • Potential for tax benefits
  • Rising demand for mutual funds
  • Experienced fund management team
Risks ⚠️
  • Market volatility impacts returns
  • Regulatory changes in mutual funds
  • Economic downturns affect performance
  • Liquidity concerns during market stress
  • High expense ratios may reduce gains
📊 Stock Investment Checklist (100 Points)
UTI FTIF-XXXV-II(1223D)(A-IDCW) • Updated: 2025-10-01 22:28:14
  • 10
    Business
    High
    The sector is evolving but lacks a strong moat.
  • 10
    Growth
    High
    Revenue growth has been inconsistent over recent quarters.
  • 10
    Profitability
    High
    ROE and OCF are moderate but not impressive.
  • 8
    Valuation
    High
    Valuation metrics are above average compared to peers.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity is a concern.
  • 6
    Governance
    Good
    Promoter holding is stable, but there are minor concerns about disclosures.
  • 5
    Drivers
    Good
    Limited growth catalysts identified.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The stock shows moderate potential but is hindered by inconsistent growth and valuation concerns.