SBI FMP-68-1302D(IDCW)

Ticker: mf17015
Decent 63/100

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Business Overview

SBI FMP-68-1302D (IDCW) is a fixed maturity plan that offers investors a secure avenue for wealth creation through debt instruments. Ideal for conservative investors looking for predictable returns, this fund matures in 1302 days, aligning with medium-term financial goals. It is managed by SBI Mutual Fund, a trusted name in the industry, ensuring professional oversight and risk management. This investment option is particularly beneficial for those seeking stability and regular income without the volatility of equity markets.

  • Secure investment in debt instruments
  • Ideal for conservative investors
  • Matures in 1302 days
  • Managed by SBI Mutual Fund
  • Offers predictable returns
  • Provides stability and regular income

Opportunity vs Risk

Opportunities
  • Stable returns from fixed maturity
  • Potential tax benefits on IDCW
  • Diversification in debt portfolio
  • Low interest rate environment
  • Attractive for conservative investors
Risks ⚠️
  • Interest rate fluctuations
  • Credit risk from underlying securities
  • Liquidity concerns in FMPs
  • Market volatility impact
  • Limited growth compared to equities
📊 Stock Investment Checklist (100 Points)
SBI FMP-68-1302D(IDCW) • Updated: 2025-10-01 07:08:45
  • 10
    Business
    High
    The sector is stable but lacks significant growth drivers.
  • 10
    Growth
    High
    Revenue growth has been inconsistent, with fluctuations in profit margins.
  • 8
    Profitability
    High
    ROE and ROCE are average, with OCF showing some volatility.
  • 10
    Valuation
    High
    Valuation metrics are in line with peers but not compelling.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity is a concern.
  • 6
    Governance
    Good
    Promoter holding is decent, but there are some concerns about disclosures.
  • 5
    Drivers
    Good
    Limited growth catalysts and execution risks are present.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 63 / 100 • Decent
The stock shows moderate potential but lacks strong growth drivers and profitability consistency.