Baroda BNP Paribas Credit Risk Fund(Q-IDCW)

Ticker: mf17023
Risky 48/100

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Business Overview

This product is positioned to serve core customer needs with a focus on quality, reliability, and value. It targets mainstream buyers and solves everyday use-cases with a straightforward design.

  • Clear value proposition and use-case
  • Backed by credible brand and support
  • Balanced price–performance fit for its segment

Investment Thesis

Baroda BNP Paribas Credit Risk Fund stands out due to its strong promoter credibility, robust digital services growth potential, and attractive valuation compared to peers. This combination positions it as a compelling investment opportunity for retail investors seeking stable returns in a dynamic market.

  • Strong backing from the Baroda and BNP Paribas groups enhances credibility.
  • Significant growth potential in digital services aligns with market trends.
  • Attractive valuation metrics compared to peer funds indicate potential upside.
  • Focus on credit risk management offers a balanced risk-return profile.
  • Consistent performance history builds confidence for long-term investors.

Opportunity vs Risk

Opportunities
  • Strong credit quality portfolio
  • Potential for steady income
  • Diversification in fixed income
  • Rising interest rates benefit
  • Experienced fund management team
Risks ⚠️
  • Credit default risk
  • Interest rate fluctuations
  • Market volatility impact
  • Liquidity concerns
  • Regulatory changes affecting funds

Peer Perspective

Baroda BNP Paribas Credit Risk Fund trades at a slight premium compared to peers like HDFC Credit Risk Fund and ICICI Credit Risk Fund. A rerating could occur with improved margin stability and consistent growth in assets.

???? Future Outlook

Baroda BNP Paribas Credit Risk Fund is well-positioned for potential growth, provided the management maintains strong execution and cost control. Investors can look forward to stable returns in a favorable credit environment.
📊 Stock Investment Checklist (100 Points)
Baroda BNP Paribas Credit Risk Fund(Q-IDCW) • Updated: 2025-10-01 01:46:22
  • 8
    Business
    High
    The fund operates in a sector with moderate growth potential but lacks a strong competitive moat.
  • 10
    Growth
    High
    Revenue and profit growth have been inconsistent, with fluctuations in performance.
  • 10
    Profitability
    High
    ROE and ROCE are acceptable, but cash flow is not consistently strong compared to net profit.
  • 9
    Valuation
    High
    Valuation metrics are average compared to peers, indicating potential overvaluation.
  • 6
    Balance
    Good
    Debt levels are manageable, but liquidity could be improved.
  • 7
    Governance
    High
    Promoter holding is stable, but there are concerns regarding transparency.
  • 5
    Drivers
    Good
    Limited growth catalysts and execution risks are present.
  • 1
    Technicals
    Low
    Market sentiment is weak with low liquidity and negative price action.
Final Score & Verdict
Score 48 / 100 • Risky
The fund shows several weaknesses in growth consistency and market sentiment, making it a risky investment.