Portfolio Alerts Watch List Cart

Mahindra Manulife Banking & Financial Services Fund(IDCW Payout)

Ticker: mf16819
Decent 68/100

☆ Add to Watchlist
Metrics AI Probability Business Overview Investment Thesis Opportunity/Risk Peer Perspective Future Outlook FAQs Investment Checklist Confidence Score

More Options

N
Nippon India Japan Equity Fund(IDCW)
Score 68/100 Decent
The fund shows decent potential with a balanced approach towards growth and profitability, but some risks need to be monitored.
View details
J
JM Focused Fund(IDCW)
Score 66/100 Decent
The JM Focused Fund shows potential for growth but has several risks that investors should consider before investing.
View details
S
SBI Retirement Benefit Fund-Conservative Hybrid Plan(IDCW)Direct Plan
Score 48/100 Decent
The fund presents a decent investment opportunity with moderate growth potential, but investors should be cautious of liquidity and execution risks.
View details
U
UTI Credit Risk Fund(F-IDCW)
Score 48/100 Risky
The UTI Credit Risk Fund presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.
View details
U
UTI Credit Risk Fund(M-IDCW)
Score 48/100 Risky
The fund faces several challenges including inconsistent growth and weak market sentiment, making it a risky investment.
View details
U
UTI Credit Risk Fund(A-IDCW)
Score 58/100 Decent
The UTI Credit Risk Fund shows potential but is hindered by several risks and inconsistencies in growth and profitability.
View details
U
UTI Credit Risk Fund(H-IDCW)
Score 68/100 Decent
The UTI Credit Risk Fund shows potential but faces several challenges that may impact its performance.
View details
U
UTI Credit Risk Fund(IDCW)
Score 68/100 Decent
The UTI Credit Risk Fund shows potential but is facing several challenges that could impact future performance.
View details
A
Axis Conservative Hybrid Fund(H-IDCW)
Score 68/100 Decent
The Axis Conservative Hybrid Fund shows decent potential with a balanced approach to growth and risk management.
View details
A
Axis Conservative Hybrid Fund(Q-IDCW)
Score 68/100 Decent
The Axis Conservative Hybrid Fund shows decent potential with stable growth and profitability metrics, but it faces some execution risks and governance concerns.
View details
A
Axis Conservative Hybrid Fund(A-IDCW)
Score 68/100 Decent
The Axis Conservative Hybrid Fund shows potential but lacks strong growth drivers and consistency in performance metrics.
View details
L
LIC MF Banking & Financial Services Fund(IDCW)
Score 68/100 Decent
The fund shows potential in a growing sector, but faces challenges in profitability and valuation metrics.
View details
D
DSP Nifty Smallcap250 Quality 50 Index Fund(IDCW Reinvest)
Score 68/100 Decent
The DSP Nifty Smallcap250 Quality 50 Index Fund shows decent potential with a focus on quality small-cap stocks, but investors should be cautious of market volatility and execution risks.
View details
D
DSP Nifty Smallcap250 Quality 50 Index Fund(IDCW)
Score 48/100 Decent
The DSP Nifty Smallcap250 Quality 50 Index Fund shows decent potential with a focus on quality smallcap stocks, but investors should be cautious of the inherent risks associated with smallcap investments.
View details
B
Bank of India Short Term Income Fund(M-IDCW)
Score 72/100 Decent
The fund shows decent potential but lacks strong growth drivers and profitability consistency.
View details
B
Bank of India Short Term Income Fund(Q-IDCW)
Score 48/100 Risky
The fund shows potential but carries significant risks due to inconsistent growth and valuation concerns.
View details

Business Overview

The Mahindra Manulife Banking & Financial Services Fund is designed for investors seeking exposure to the dynamic banking and financial services sector in India. This fund aims to provide long-term capital appreciation while offering regular income through its IDCW payout option. It is ideal for those looking to diversify their portfolio with a focus on growth potential in a vital sector of the economy. With professional management and a strategic approach, this fund stands out for its potential to deliver robust returns.

  • Focus on banking and financial services sector
  • Ideal for long-term capital appreciation
  • Offers regular income through IDCW payouts
  • Managed by experienced professionals
  • Diversifies investment portfolio effectively
  • Targets growth in a vital economic sector

Investment Thesis

Mahindra Manulife Banking & Financial Services Fund stands out due to its robust promoter credibility, significant growth potential in digital services, and attractive valuation compared to peers. These factors position the fund as a compelling choice for Indian retail investors seeking long-term gains in the financial sector.

  • Backed by the reputable Mahindra Group, ensuring strong governance and trust.
  • Expanding digital services align with the growing trend of fintech adoption in India.
  • Valuation metrics indicate potential upside compared to industry averages.
  • Focus on diversified financial services enhances risk management.
  • Strong performance history reinforces confidence for retail investors.

Opportunity vs Risk

Opportunities
  • Strong growth in Indian financial sector
  • Diversified investment portfolio
  • Potential for high dividend payouts
  • Experienced fund management team
  • Increasing demand for financial services
Risks ⚠️
  • Market volatility affecting returns
  • Regulatory changes in finance sector
  • Economic slowdown impact
  • High competition in financial services
  • Interest rate fluctuations

Peer Perspective

Mahindra Manulife Banking & Financial Services Fund is currently trading at a slight premium compared to peers like HDFC Mutual Fund and ICICI Prudential. A rerating could occur with sustained growth in AUM and improved margin stability.
📊 Stock Investment Checklist (100 Points)
Mahindra Manulife Banking & Financial Services Fund(IDCW Payout) • Updated: 2025-10-01 03:52:46
  • 10
    Business
    High
    The sector is evolving with digital transformation, but competition is intense.
  • 10
    Growth
    High
    Consistent revenue growth observed, but profit margins are under pressure.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but OCF is fluctuating.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers, indicating potential overvaluation.
  • 7
    Balance
    High
    Moderate debt levels, but liquidity is adequate.
  • 6
    Governance
    Good
    Promoter holding is stable, but some concerns over disclosures.
  • 5
    Drivers
    Good
    Growth catalysts exist, but execution risks are notable.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The fund shows potential for moderate growth, but investors should be cautious of profitability pressures and market competition.