UTI Credit Risk Fund(IDCW)
Ticker: mf16829
Decent
68/100
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Business Overview
UTI Credit Risk Fund (IDCW) is designed for investors seeking potential higher returns through exposure to credit-rated fixed income securities. This fund focuses on investing in corporate bonds and debt instruments with varying credit ratings, making it suitable for those looking to diversify their portfolios while managing risk. It matters because it offers a balanced approach to fixed income investment, catering to both conservative and moderate risk-takers. With UTI's established expertise, investors can trust in a well-managed fund aimed at generating attractive income.
- Focuses on credit-rated fixed income securities
- Ideal for investors seeking higher returns
- Diversifies portfolio with corporate bonds
- Managed by experienced professionals
- Balances risk and return effectively
- Aligns with both conservative and moderate risk profiles
Investment Thesis
UTI Credit Risk Fund stands out due to its strong promoter group, robust credibility, and significant growth potential in digital services. With attractive valuations compared to peers, it presents a compelling investment opportunity for retail investors seeking stability and growth in their portfolios.
- Backed by UTI Asset Management Company, a trusted name in the industry.
- Strong focus on digital transformation, enhancing service delivery and client engagement.
- Attractive valuation metrics compared to similar funds, indicating potential for upside.
- Consistent performance track record, reassuring for risk-averse investors.
- Diversified portfolio strategy, mitigating risks while aiming for optimal returns.
Peer Perspective
UTI Credit Risk Fund trades at a slight premium compared to peers like HDFC Credit Risk Fund and ICICI Credit Risk Fund. A rerating could occur if it demonstrates consistent margin stability and improved credit quality.
📊 Stock Investment Checklist (100 Points)
UTI Credit Risk Fund(IDCW) • Updated: 2025-10-01 07:43:56
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10BusinessHighThe credit risk sector is evolving but faces challenges in regulatory changes.
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10GrowthHighModerate revenue growth with some consistency in profit margins.
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10ProfitabilityHighROE and ROCE are decent, but cash flow is inconsistent.
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8ValuationHighValuation metrics are slightly above peers, indicating potential overvaluation.
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7BalanceHighDebt levels are manageable, but liquidity could be improved.
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6GovernanceGoodPromoter holding is stable, but there are concerns about transparency.
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5DriversGoodLimited growth drivers identified, with execution risks present.
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5TechnicalsGoodMarket sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100
• Decent
The UTI Credit Risk Fund shows potential but is facing several challenges that could impact future performance.