UTI Credit Risk Fund(F-IDCW)
Ticker: mf16825
Risky
48/100
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U
UTI Credit Risk Fund(M-IDCW)
The fund faces several challenges including inconsistent growth and weak market sentiment, making it a risky investment.
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U
UTI Credit Risk Fund(A-IDCW)
The UTI Credit Risk Fund shows potential but is hindered by several risks and inconsistencies in growth and profitability.
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U
UTI Credit Risk Fund(H-IDCW)
The UTI Credit Risk Fund shows potential but faces several challenges that may impact its performance.
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U
UTI Credit Risk Fund(IDCW)
The UTI Credit Risk Fund shows potential but is facing several challenges that could impact future performance.
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A
Axis Conservative Hybrid Fund(H-IDCW)
The Axis Conservative Hybrid Fund shows decent potential with a balanced approach to growth and risk management.
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A
Axis Conservative Hybrid Fund(Q-IDCW)
The Axis Conservative Hybrid Fund shows decent potential with stable growth and profitability metrics, but it faces some execution risks and governance concerns.
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A
Axis Conservative Hybrid Fund(A-IDCW)
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L
LIC MF Banking & Financial Services Fund(IDCW)
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D
DSP Nifty Smallcap250 Quality 50 Index Fund(IDCW Reinvest)
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D
DSP Nifty Smallcap250 Quality 50 Index Fund(IDCW)
The DSP Nifty Smallcap250 Quality 50 Index Fund shows decent potential with a focus on quality smallcap stocks, but investors should be cautious of the inherent risks associated with smallcap investments.
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B
Bank of India Short Term Income Fund(M-IDCW)
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B
Bank of India Short Term Income Fund(Q-IDCW)
The fund shows potential but carries significant risks due to inconsistent growth and valuation concerns.
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S
SBI LT Advantage Fund-VI-(IDCW)
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B
Baroda BNP Paribas Equity Savings Fund(IDCW)
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T
Tata Equity Savings Fund(P-IDCW Payout)
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T
Tata Equity Savings Fund(M-IDCW Payout)
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Business Overview
UTI Credit Risk Fund (F-IDCW) is a dynamic debt mutual fund designed to cater to investors seeking higher returns through credit exposure. This fund primarily invests in corporate bonds and debt securities, making it ideal for those looking to diversify their portfolio with fixed-income assets. It matters because it offers a balance of risk and reward, appealing to both conservative and moderate investors. With a focus on credit quality and yield, UTI Credit Risk Fund aims to enhance your investment journey.
- Invests primarily in corporate bonds
- Ideal for conservative and moderate investors
- Seeks to balance risk and reward
- Focus on credit quality and yield
- Diversifies your fixed-income portfolio
Investment Thesis
UTI Credit Risk Fund stands out due to its reputable promoter group and robust credibility in the market. With the ongoing growth in digital services, the fund is well-positioned to capitalize on emerging opportunities. Additionally, its attractive valuation compared to peers makes it a compelling choice for investors seeking steady returns.
- Strong backing from UTI Asset Management, known for its reliability.
- Significant growth potential in digital financial services sector.
- Attractive valuation offers a competitive edge over peer funds.
- Focus on credit risk provides diversification in investment strategy.
- Proven track record of performance enhances investor confidence.
Opportunity vs Risk
Opportunities
- Potential for high returns
- Diversified portfolio management
- Rising demand for credit solutions
- Strong fund management team
- Tax benefits on investments
Risks ⚠️
- Market volatility impacts returns
- Credit risk of underlying assets
- Interest rate fluctuations
- Regulatory changes affecting funds
- Liquidity concerns in downturns
Peer Perspective
UTI Credit Risk Fund trades at a slight premium compared to peers like HDFC Credit Risk Fund and ICICI Prudential Credit Risk Fund; a rerating could occur with improved margin stability and consistent growth in assets under management.
📊 Stock Investment Checklist (100 Points)
UTI Credit Risk Fund(F-IDCW) • Updated: 2025-10-01 07:43:34
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10BusinessHighThe credit risk sector is evolving, but faces challenges in regulatory clarity.
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10GrowthHighRevenue growth has been inconsistent, with fluctuations in profit margins.
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8ProfitabilityHighROE and ROCE are below industry averages, indicating lower efficiency.
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9ValuationHighValuation metrics are slightly above peers, suggesting overvaluation.
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7BalanceHighDebt levels are manageable, but liquidity is a concern.
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6GovernanceGoodPromoter holding is stable, but there are concerns about transparency.
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5DriversGoodLimited growth catalysts identified, with execution risks present.
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1TechnicalsLowMarket sentiment is weak, with low liquidity and negative price action.
Final Score & Verdict
Score 48 / 100
• Risky
The UTI Credit Risk Fund presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.