UTI Credit Risk Fund(A-IDCW)
Ticker: mf16827
Decent
58/100
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U
UTI Credit Risk Fund(H-IDCW)
The UTI Credit Risk Fund shows potential but faces several challenges that may impact its performance.
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U
UTI Credit Risk Fund(IDCW)
The UTI Credit Risk Fund shows potential but is facing several challenges that could impact future performance.
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A
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DSP Nifty Smallcap250 Quality 50 Index Fund(IDCW)
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Business Overview
UTI Credit Risk Fund (A-IDCW) is designed for investors seeking to enhance their fixed income portfolio with a focus on credit risk. This fund primarily invests in lower-rated corporate bonds, aiming for higher returns while managing risk. It is ideal for those looking to diversify their investments and benefit from the potential of credit markets. With a professional management team and a robust investment strategy, UTI Credit Risk Fund stands out as a reliable option for long-term wealth creation.
- Focus on credit risk for higher returns
- Ideal for diversifying fixed income portfolios
- Managed by experienced professionals
- Aims for long-term capital appreciation
- Suitable for risk-tolerant investors
Investment Thesis
UTI Credit Risk Fund stands out due to its strong promoter group, which enhances credibility and trust among investors. The growing digital services sector presents a significant growth opportunity, while the fund's attractive valuation compared to peers makes it an appealing investment choice for retail investors seeking stable returns.
- Strong backing from UTI Asset Management, a reputable financial institution.
- Significant growth potential in digital services, driving credit demand.
- Attractive valuation compared to similar funds, offering better risk-adjusted returns.
- Focus on credit risk management ensures stability in volatile markets.
- Consistent performance track record enhances investor confidence.
Opportunity vs Risk
Opportunities
- Potential for high returns
- Diversified credit portfolio
- Growing demand for credit funds
- Market recovery post-pandemic
- Expert fund management
Risks ⚠️
- Credit default risk
- Interest rate fluctuations
- Market volatility
- Regulatory changes
- Liquidity concerns
Peer Perspective
UTI Credit Risk Fund trades at a slight premium compared to peers like HDFC Credit Risk Fund and ICICI Prudential Credit Risk Fund. A rerating could occur if it achieves consistent margin stability and improved credit quality.
📊 Stock Investment Checklist (100 Points)
UTI Credit Risk Fund(A-IDCW) • Updated: 2025-10-01 07:43:20
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10BusinessHighThe credit risk sector has potential but faces regulatory challenges.
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10GrowthHighModerate revenue growth observed, but profit consistency is lacking.
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10ProfitabilityHighROE and ROCE are below industry averages.
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8ValuationHighValuation metrics are slightly above peers.
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7BalanceHighDebt levels are manageable but liquidity is a concern.
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5GovernanceGoodPromoter holding is stable, but disclosures need improvement.
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3DriversLowLimited growth drivers identified, execution risks are high.
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0TechnicalsLowWeak market sentiment and low liquidity.
Final Score & Verdict
Score 58 / 100
• Decent
The UTI Credit Risk Fund shows potential but is hindered by several risks and inconsistencies in growth and profitability.