UTI Credit Risk Fund(M-IDCW)
Ticker: mf16826
Risky
48/100
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U
UTI Credit Risk Fund(A-IDCW)
The UTI Credit Risk Fund shows potential but is hindered by several risks and inconsistencies in growth and profitability.
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U
UTI Credit Risk Fund(H-IDCW)
The UTI Credit Risk Fund shows potential but faces several challenges that may impact its performance.
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U
UTI Credit Risk Fund(IDCW)
The UTI Credit Risk Fund shows potential but is facing several challenges that could impact future performance.
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A
Axis Conservative Hybrid Fund(H-IDCW)
The Axis Conservative Hybrid Fund shows decent potential with a balanced approach to growth and risk management.
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A
Axis Conservative Hybrid Fund(Q-IDCW)
The Axis Conservative Hybrid Fund shows decent potential with stable growth and profitability metrics, but it faces some execution risks and governance concerns.
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A
Axis Conservative Hybrid Fund(A-IDCW)
The Axis Conservative Hybrid Fund shows potential but lacks strong growth drivers and consistency in performance metrics.
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L
LIC MF Banking & Financial Services Fund(IDCW)
The fund shows potential in a growing sector, but faces challenges in profitability and valuation metrics.
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D
DSP Nifty Smallcap250 Quality 50 Index Fund(IDCW Reinvest)
The DSP Nifty Smallcap250 Quality 50 Index Fund shows decent potential with a focus on quality small-cap stocks, but investors should be cautious of market volatility and execution risks.
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D
DSP Nifty Smallcap250 Quality 50 Index Fund(IDCW)
The DSP Nifty Smallcap250 Quality 50 Index Fund shows decent potential with a focus on quality smallcap stocks, but investors should be cautious of the inherent risks associated with smallcap investments.
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B
Bank of India Short Term Income Fund(M-IDCW)
The fund shows decent potential but lacks strong growth drivers and profitability consistency.
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B
Bank of India Short Term Income Fund(Q-IDCW)
The fund shows potential but carries significant risks due to inconsistent growth and valuation concerns.
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S
SBI LT Advantage Fund-VI-(IDCW)
The fund shows decent potential with a balanced approach to growth and profitability, though some risks remain.
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B
Baroda BNP Paribas Equity Savings Fund(IDCW)
The fund shows decent potential with solid growth and profitability metrics, but some risks remain.
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T
Tata Equity Savings Fund(P-IDCW Payout)
The Tata Equity Savings Fund shows a decent overall performance with stable growth and profitability metrics, but caution is advised due to valuation concerns.
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T
Tata Equity Savings Fund(M-IDCW Payout)
The Tata Equity Savings Fund shows decent potential with a balanced approach to growth and risk management.
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T
Tata Equity Savings Fund(P-IDCW)
The Tata Equity Savings Fund shows decent potential with a balanced approach, but investors should be cautious about growth consistency and execution risks.
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Business Overview
UTI Credit Risk Fund (M-IDCW) is designed for conservative investors seeking stable income through fixed income securities. This fund primarily invests in high-quality corporate bonds, making it suitable for those looking to balance risk and returns in their portfolio. With a focus on credit risk, it aims to provide attractive yields while managing potential defaults effectively. This fund is ideal for individuals aiming to enhance their fixed income exposure with a professional management approach.
- Invests in high-quality corporate bonds
- Suitable for conservative investors
- Aims for stable income generation
- Focuses on managing credit risk
- Professional fund management
- Enhances fixed income portfolio
Investment Thesis
UTI Credit Risk Fund (M-IDCW) stands out due to its robust promoter group, significant growth potential in digital services, and attractive valuations compared to peers. This makes it a compelling choice for retail investors seeking stability and growth in their portfolios.
- Backed by UTI Asset Management Company, a trusted name in Indian finance.
- Growing digital services sector enhances investment opportunities and accessibility.
- Currently trading at attractive valuations, offering potential upside versus competitors.
- Strong historical performance indicates reliability and effective fund management.
- Focus on credit risk management positions the fund well in a fluctuating market.
Peer Perspective
UTI Credit Risk Fund trades at a slight premium compared to peers like HDFC Credit Risk Fund and ICICI Prudential Credit Risk Fund. A rerating could occur with improved margin stability and consistent growth in assets under management.
📊 Stock Investment Checklist (100 Points)
UTI Credit Risk Fund(M-IDCW) • Updated: 2025-10-01 07:44:06
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10BusinessHighThe sector is evolving but lacks a strong moat.
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10GrowthHighRevenue growth has been inconsistent.
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10ProfitabilityHighROE and OCF are moderate, but net profit margins are low.
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8ValuationHighValuation metrics are higher than peers.
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6BalanceGoodDebt levels are manageable, but liquidity is a concern.
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5GovernanceGoodPromoter holding is decent, but there are some disclosure issues.
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2DriversLowLimited growth catalysts and execution risks are present.
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0TechnicalsLowMarket sentiment is weak with low liquidity.
Final Score & Verdict
Score 48 / 100
• Risky
The fund faces several challenges including inconsistent growth and weak market sentiment, making it a risky investment.