SBI Focused Fund(IDCW)

Ticker: mf14121
Decent 48/100

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Business Overview

SBI Focused Fund (IDCW) is a dynamic equity mutual fund that aims to provide long-term capital appreciation by investing in a concentrated portfolio of high-quality stocks. Ideal for investors seeking growth with a focused strategy, this fund targets a select number of companies with strong fundamentals. Its disciplined investment approach and potential for higher returns make it a valuable addition to any investment portfolio.

  • Concentrated portfolio for targeted growth
  • Invests in high-quality, fundamentally strong stocks
  • Ideal for long-term capital appreciation
  • Managed by experienced professionals
  • Suitable for risk-tolerant investors seeking higher returns

Investment Thesis

SBI Focused Fund (IDCW) stands out due to its robust promoter credibility, significant growth in digital services, and attractive valuation compared to peers. This combination positions it as a compelling investment opportunity for retail investors seeking long-term gains.

  • Strong backing from SBI, a trusted name in Indian banking.
  • Rapid growth in digital services enhances operational efficiency and customer reach.
  • Valuation metrics indicate potential for upside compared to industry peers.
  • Focus on high-quality stocks ensures a disciplined investment approach.
  • Diversified portfolio mitigates risk while aiming for superior returns.

Peer Perspective

SBI Focused Fund trades at a slight premium compared to peers like HDFC Focused Fund and Axis Focused Fund. A sustained improvement in margin stability could trigger a rerating, enhancing its appeal to investors.
📊 Stock Investment Checklist (100 Points)
SBI Focused Fund(IDCW) • Updated: 2025-10-01 07:10:10
  • 10
    Business
    High
    The fund is invested in a future-ready sector with a clear model and some competitive advantages.
  • 10
    Growth
    High
    Consistent revenue and profit growth observed over the past few years.
  • 10
    Profitability
    High
    ROE and ROCE are above industry averages, but OCF is slightly lower than net profit.
  • 8
    Valuation
    High
    Valuation metrics like P/E and P/B are in line with peers, but PEG suggests potential overvaluation.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is stable, but there are some concerns regarding pledging.
  • 5
    Drivers
    Good
    Growth drivers are present, but execution risks remain a concern.
  • 5
    Technicals
    Good
    Market sentiment is neutral with moderate liquidity.
Final Score & Verdict
Score 48 / 100 • Decent
The SBI Focused Fund shows decent potential with consistent growth and profitability metrics, but some risks in valuation and governance should be monitored.