ICICI Pru Money Market Fund(W-IDCW Payout)

Ticker: mf14119
Decent 48/100

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Business Overview

ICICI Pru Money Market Fund is a debt mutual fund that focuses on short-term money market instruments, making it an ideal choice for conservative investors seeking stability and liquidity. This fund is designed for individuals looking to park their funds for short durations while earning attractive returns. It matters as it provides a safer investment avenue amidst market volatility, ensuring capital preservation. With a strong track record and professional management, this fund is a reliable option for risk-averse investors.

  • Focuses on short-term money market instruments
  • Ideal for conservative investors
  • Offers liquidity and capital preservation
  • Strong track record of performance
  • Managed by experienced professionals
  • Suitable for short-term investment goals

Investment Thesis

ICICI Pru Money Market Fund stands out due to its strong backing from the reputable ICICI Group, ensuring credibility and trust. The fund is well-positioned to benefit from the growing demand for digital financial services. With attractive valuations compared to peers, it presents a compelling investment opportunity for retail investors seeking stability and growth.

  • Strong promoter group with a proven track record in financial services.
  • Significant growth potential in digital services catering to a tech-savvy clientele.
  • Attractive valuation metrics compared to similar funds in the market.
  • Focus on capital preservation while providing decent returns.
  • Ideal for conservative investors looking for low-risk investment options.

Opportunity vs Risk

Opportunities
  • Stable returns in volatile markets
  • Diversification for conservative portfolios
  • Potential tax benefits on gains
  • Access to money market instruments
Risks ⚠️
  • Interest rate fluctuations impact returns
  • Liquidity risk in market downturns
  • Credit risk from underlying securities
  • Management fees reduce overall gains

Peer Perspective

ICICI Pru Money Market Fund is currently trading at a slight premium compared to peers like HDFC Money Market Fund and Axis Money Market Fund; a focus on margin stability could drive a rerating.
📊 Stock Investment Checklist (100 Points)
ICICI Pru Money Market Fund(W-IDCW Payout) • Updated: 2025-10-01 22:56:34
  • 10
    Business
    High
    The money market fund operates in a stable sector with a clear model but lacks significant competitive advantages.
  • 10
    Growth
    High
    Consistent revenue growth observed, but profit growth has been volatile.
  • 10
    Profitability
    High
    ROE and ROCE are acceptable, but cash flow is inconsistent compared to net profit.
  • 8
    Valuation
    High
    Valuation metrics are in line with peers, but not particularly attractive.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is decent, but there are some concerns regarding disclosures.
  • 5
    Drivers
    Good
    Growth drivers are limited, with execution risks present in fund management.
  • 5
    Technicals
    Good
    Market sentiment is neutral, with moderate liquidity.
Final Score & Verdict
Score 48 / 100 • Decent
The fund shows decent potential but lacks strong growth drivers and has some risks associated with profitability and governance.