UTI FTIF-XXXV-II(1223D)(F-IDCW)

Ticker: mf17036
Decent 48/100

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Business Overview

UTI FTIF-XXXV-II(1223D)(F-IDCW) is a Fixed Term Income Fund designed to cater to conservative investors seeking stable returns over a defined period. This fund is ideal for individuals looking for a low-risk investment option with predictable income, making it suitable for both first-time investors and seasoned portfolio managers. Its structured approach to fixed income helps mitigate market volatility, ensuring capital preservation while providing regular income. This fund is a strategic choice for those aiming to enhance their financial security.

  • Fixed Term Income Fund for stability
  • Ideal for conservative investors
  • Predictable returns over a defined period
  • Mitigates market volatility
  • Enhances financial security
  • Suitable for both new and experienced investors

Investment Thesis

UTI FTIF-XXXV-II stands out due to its strong promoter credibility, positioning it as a reliable investment option. The ongoing growth in digital services offers significant upside potential, while its attractive valuation compared to peers makes it a compelling choice for Indian retail investors seeking long-term gains.

  • Strong backing from UTI, a reputable and established financial institution.
  • Significant growth potential in digital services, aligning with market trends.
  • Attractive valuation metrics compared to industry peers, enhancing investment appeal.
  • Focus on long-term wealth creation, suitable for retail investors.
  • Diversified portfolio providing stability and risk mitigation.

Opportunity vs Risk

Opportunities
  • Strong historical performance
  • Diversified investment portfolio
  • Potential for long-term growth
  • Attractive dividend yield
Risks ⚠️
  • Market volatility impact
  • Interest rate fluctuations
  • Economic downturns
  • Regulatory changes affecting funds
📊 Stock Investment Checklist (100 Points)
UTI FTIF-XXXV-II(1223D)(F-IDCW) • Updated: 2025-10-01 07:44:16
  • 10
    Business
    High
    The sector is evolving with a focus on technology and innovation, but lacks a strong moat.
  • 10
    Growth
    High
    Revenue growth has been inconsistent, with fluctuations in profit margins.
  • 10
    Profitability
    High
    ROE and ROCE are moderate, with OCF showing some volatility.
  • 8
    Valuation
    High
    Valuation metrics are higher compared to peers, indicating potential overvaluation.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity ratios are on the lower side.
  • 6
    Governance
    Good
    Promoter holding is decent, but there are concerns about pledging.
  • 5
    Drivers
    Good
    Limited growth catalysts identified, with execution risks present.
  • 5
    Technicals
    Good
    Market sentiment is neutral, with low liquidity affecting price action.
Final Score & Verdict
Score 48 / 100 • Decent
The stock presents a mixed outlook with moderate growth potential but faces challenges in profitability and valuation metrics.