UTI FTIF-XXXV-II(1223D)(A-IDCW)
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Business Overview
UTI FTIF-XXXV-II(1223D)(A-IDCW) is a fixed-term income fund designed for investors seeking stable returns over a defined period. Ideal for conservative investors or those looking to diversify their portfolio, this fund focuses on generating income through a mix of debt instruments. Its structured approach ensures predictable cash flows, making it a reliable choice for financial planning. With UTI's strong track record, this fund stands out for its professional management and commitment to investor interests.
- Designed for conservative investors
- Focuses on stable, predictable returns
- Ideal for portfolio diversification
- Managed by UTI, a trusted name in finance
- Structured for defined investment periods
Investment Thesis
UTI FTIF-XXXV-II offers a compelling investment opportunity backed by a strong promoter group and credible management. With a robust growth trajectory in digital services and attractive valuations compared to peers, this fund is well-positioned for long-term gains, making it an excellent choice for retail investors seeking stability and growth.
- Strong backing from UTI Asset Management, a reputable player in the financial sector.
- Significant growth potential in digital services, catering to a tech-savvy investor base.
- Attractive valuation metrics compared to industry peers, enhancing investment appeal.
- Proven track record of performance, instilling confidence among investors.
- Focus on long-term wealth creation aligns with retail investor goals.
Opportunity vs Risk
- Strong historical performance
- Diversified investment portfolio
- Potential for tax benefits
- Rising demand for mutual funds
- Experienced fund management team
- Market volatility impacts returns
- Regulatory changes in mutual funds
- Economic downturns affect performance
- Liquidity concerns during market stress
- High expense ratios may reduce gains
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10BusinessHighThe sector is evolving but lacks a strong moat.
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10GrowthHighRevenue growth has been inconsistent over recent quarters.
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10ProfitabilityHighROE and OCF are moderate but not impressive.
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8ValuationHighValuation metrics are above average compared to peers.
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7BalanceHighDebt levels are manageable, but liquidity is a concern.
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6GovernanceGoodPromoter holding is stable, but there are minor concerns about disclosures.
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5DriversGoodLimited growth catalysts identified.
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5TechnicalsGoodMarket sentiment is neutral with low liquidity.