SBI FMP-51-1846D(IDCW)
Ticker: mf16785
Risky
48/100
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U
Union Arbitrage Fund(IDCW Reinvest)
The fund presents several risks with limited growth prospects and profitability concerns.
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U
Union Arbitrage Fund(IDCW)
The Union Arbitrage Fund shows potential but faces challenges in growth consistency and valuation. Caution is advised for new investors.
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S
Sundaram Arbitrage Fund(M-IDCW)
The fund shows decent potential with stable operations, but growth and profitability metrics suggest caution.
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A
Aditya Birla SL CRISIL-IBX AAA NBFC-HFC Index-Dec 2025 Fund(IDCW)
The fund shows potential for moderate growth, but investors should be cautious of execution risks and valuation concerns.
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S
Sundaram Overnight Fund(M-IDCW Payout)
The fund shows decent potential with stable growth and manageable risks, but caution is advised due to execution uncertainties.
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S
Sundaram Overnight Fund(M-IDCW)
The fund shows decent fundamentals but faces challenges in growth and profitability.
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G
Groww Liquid Fund(FN-IDCW)
The Groww Liquid Fund shows decent potential but lacks strong growth drivers and competitive advantages. Caution is advised.
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G
Groww Liquid Fund(M-IDCW)
The Groww Liquid Fund shows decent potential with stable growth and fair valuation, but it faces challenges in profitability consistency and execution risks.
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G
Groww Liquid Fund(W-IDCW)
The Groww Liquid Fund shows decent potential with stable growth and acceptable profitability metrics, but it faces challenges in cash flow consistency and market liquidity.
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G
Groww Liquid Fund(DD-IDCW)
The fund shows potential but faces challenges in profitability and governance.
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I
ITI Banking & Financial Services Fund(IDCW)
The fund shows potential in a future-ready sector but faces challenges in profitability and valuation metrics.
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B
Baroda BNP Paribas Low Duration Fund(W-IDCW)
The fund shows decent potential but faces challenges in profitability and market sentiment.
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B
Baroda BNP Paribas Low Duration Fund(M-IDCW)
The fund shows potential but carries significant risks and lacks strong growth drivers.
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B
Baroda BNP Paribas Low Duration Fund(DD-IDCW)
The fund shows decent potential with stable growth and profitability metrics, but some risks in execution and governance need to be monitored.
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E
Edelweiss NIFTY Large Mid Cap 250 Index Fund(IDCW)
The fund is positioned well within the market, showing decent growth potential and stability, but investors should be cautious of execution risks.
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B
Baroda BNP Paribas Banking and Fin Serv Fund(IDCW)
The fund shows potential for moderate growth, but investors should be cautious of profitability and execution risks.
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Business Overview
SBI FMP-51-1846D (IDCW) is a fixed maturity plan designed for conservative investors seeking stable returns over a defined period. This product is ideal for individuals looking to invest in debt instruments with a fixed tenure, ensuring predictable income. It matters because it offers a low-risk investment avenue while capitalizing on the potential of fixed income securities. With SBI's trusted brand backing, this fund provides a reliable option for wealth preservation and growth.
- Ideal for conservative investors
- Fixed tenure ensures predictable returns
- Low-risk investment in debt instruments
- Backed by SBI's trusted brand
- Suitable for wealth preservation and growth
- Offers regular income through IDCW
Investment Thesis
SBI FMP-51-1846D presents a compelling investment opportunity backed by a robust promoter group, the State Bank of India. With a strong credibility in the financial sector, the fund is poised to benefit from the growing digital services landscape, offering attractive valuations compared to peers. This combination makes it an appealing choice for investors seeking stability and growth.
- Strong backing from the State Bank of India, ensuring credibility and trust.
- Significant growth potential in digital services, enhancing revenue streams.
- Attractive valuation compared to peer funds, presenting a good entry point.
- Focus on fixed maturity plans aligns with risk-averse investor preferences.
- Consistent performance track record enhances investor confidence.
Opportunity vs Risk
Opportunities
- Stable returns from fixed maturity
- Potential for capital appreciation
- Tax benefits on long-term investments
- Diversification in fixed income portfolio
Risks ⚠️
- Interest rate fluctuations
- Credit risk from underlying assets
- Liquidity concerns in secondary market
- Market volatility affecting NAV
Peer Perspective
SBI FMP-51-1846D trades at a slight premium compared to peers like HDFC FMP and ICICI FMP. A rerating could occur if margin stability improves, enhancing investor confidence in sustained returns.
📊 Stock Investment Checklist (100 Points)
SBI FMP-51-1846D(IDCW) • Updated: 2025-10-01 22:59:01
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10BusinessHighThe sector is stable but lacks significant growth drivers.
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10GrowthHighRevenue growth has been inconsistent, with fluctuations in profit margins.
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9ProfitabilityHighROE and ROCE are moderate, with OCF lagging behind net profit.
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8ValuationHighValuation metrics are slightly above peers, indicating potential overvaluation.
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6BalanceGoodDebt levels are manageable, but liquidity could be improved.
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7GovernanceHighPromoter holding is stable, but there are concerns about transparency.
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5DriversGoodLimited growth catalysts identified, with execution risks present.
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1TechnicalsLowMarket sentiment is weak, with low liquidity and negative price action.
Final Score & Verdict
Score 48 / 100
• Risky
The stock presents a risky investment opportunity with several concerns regarding growth and profitability metrics.