Groww Liquid Fund(DD-IDCW)

Ticker: mf16796
Decent 48/100

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Business Overview

The Groww Liquid Fund (DD-IDCW) is a low-risk mutual fund designed for investors seeking to park their short-term savings while earning better returns than traditional savings accounts. Ideal for conservative investors and those looking for liquidity, this fund provides a safe haven for your money with the potential for higher yields. With a focus on capital preservation, it offers easy access to funds and is managed by experienced professionals, making it a reliable choice for your financial goals.

  • Low-risk investment option
  • Ideal for short-term savings
  • Potential for higher returns
  • Managed by experienced professionals
  • Easy access to funds
  • Supports capital preservation

Investment Thesis

Groww Liquid Fund stands out due to its credible promoter group and robust digital service growth. With the increasing adoption of digital finance in India, this fund is well-positioned for significant gains. Its attractive valuation compared to peers makes it a compelling investment choice for retail investors seeking stability and growth.

  • Backed by a strong promoter group with a proven track record.
  • Capitalizes on the expanding digital services market in India.
  • Offers attractive valuation metrics compared to industry peers.
  • Aligns with the growing trend of retail investors moving towards liquid funds.
  • Potential for steady returns amidst market volatility.

Opportunity vs Risk

Opportunities
  • Stable returns in a low-interest environment
  • Liquidity for quick access to funds
  • Potential for capital appreciation
  • Diversification in investment portfolio
  • Low expense ratio compared to peers
Risks ⚠️
  • Market volatility affecting returns
  • Interest rate fluctuations impact yields
  • Limited growth compared to equities
  • Credit risk from underlying assets
  • Regulatory changes affecting fund operations
📊 Stock Investment Checklist (100 Points)
Groww Liquid Fund(DD-IDCW) • Updated: 2025-10-01 14:39:26
  • 10
    Business
    High
    The sector is growing but lacks a strong moat.
  • 10
    Growth
    High
    Consistent revenue growth but profit growth is variable.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but OCF is inconsistent.
  • 8
    Valuation
    High
    Valuation metrics are average compared to peers.
  • 6
    Balance
    Good
    Debt levels are manageable, but liquidity is a concern.
  • 5
    Governance
    Good
    Promoter holding is stable, but disclosures could improve.
  • 2
    Drivers
    Low
    Limited growth drivers and execution risks present.
  • 0
    Technicals
    Low
    Weak market sentiment and poor price action.
Final Score & Verdict
Score 48 / 100 • Decent
The fund shows potential but faces challenges in profitability and governance.