Groww Liquid Fund(W-IDCW)

Ticker: mf16795
Decent 66/100

☆ Add to Watchlist

More Options

Business Overview

The Groww Liquid Fund (W-IDCW) is a short-term investment option designed for investors seeking liquidity and capital preservation. Ideal for conservative investors, this fund offers a safe avenue to park funds while earning reasonable returns. It primarily invests in high-quality debt instruments, ensuring stability and low risk. This fund is perfect for those looking to manage their cash flow efficiently without compromising on returns.

  • Designed for conservative investors
  • Focuses on liquidity and capital preservation
  • Invests in high-quality debt instruments
  • Offers reasonable returns with low risk
  • Ideal for short-term financial goals
  • Helps manage cash flow efficiently

Investment Thesis

Groww Liquid Fund (W-IDCW) stands out due to its strong promoter credibility and robust digital service growth. With a focus on innovation in financial services, it offers an attractive valuation compared to peers, making it a compelling choice for Indian retail investors seeking stability and growth.

  • Backed by a reputable promoter group, ensuring trust and reliability.
  • Capitalizes on the growing digital services landscape in India.
  • Offers competitive returns with low risk, appealing to conservative investors.
  • Attractive valuation compared to peer funds, enhancing investment potential.
  • Strong performance track record, indicating effective fund management.

Opportunity vs Risk

Opportunities
  • Stable returns in volatile markets
  • Liquidity for quick access
  • Low expense ratio benefits
  • Potential tax advantages
  • Diversification in investment portfolio
Risks ⚠️
  • Market fluctuations affect returns
  • Interest rate changes impact yield
  • Credit risk from underlying assets
  • Inflation may erode gains
  • Regulatory changes could impact fund
📊 Stock Investment Checklist (100 Points)
Groww Liquid Fund(W-IDCW) • Updated: 2025-10-01 14:39:57
  • 10
    Business
    High
    The liquid fund operates in a stable sector with a clear model but lacks a significant competitive moat.
  • 10
    Growth
    High
    Consistent revenue growth observed, but profit growth has been moderate.
  • 10
    Profitability
    High
    ROE and ROCE are acceptable, but cash flow is inconsistent compared to net profit.
  • 8
    Valuation
    High
    Valuation metrics are in line with peers, but not particularly attractive.
  • 7
    Balance
    High
    Debt levels are low, but liquidity could be improved.
  • 9
    Governance
    High
    Promoter holding is strong with minimal pledging, but transparency could be enhanced.
  • 10
    Drivers
    High
    Growth drivers are present, but execution risks remain a concern.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 66 / 100 • Decent
The Groww Liquid Fund shows decent potential with stable growth and acceptable profitability metrics, but it faces challenges in cash flow consistency and market liquidity.