ITI Banking & Financial Services Fund(IDCW)
Ticker: mf16800
Decent
66/100
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B
Baroda BNP Paribas Low Duration Fund(W-IDCW)
The fund shows decent potential but faces challenges in profitability and market sentiment.
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B
Baroda BNP Paribas Low Duration Fund(M-IDCW)
The fund shows potential but carries significant risks and lacks strong growth drivers.
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B
Baroda BNP Paribas Low Duration Fund(DD-IDCW)
The fund shows decent potential with stable growth and profitability metrics, but some risks in execution and governance need to be monitored.
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E
Edelweiss NIFTY Large Mid Cap 250 Index Fund(IDCW)
The fund is positioned well within the market, showing decent growth potential and stability, but investors should be cautious of execution risks.
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B
Baroda BNP Paribas Banking and Fin Serv Fund(IDCW)
The fund shows potential for moderate growth, but investors should be cautious of profitability and execution risks.
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H
Helios Balanced Advantage Fund(IDCW)
The Helios Balanced Advantage Fund shows decent potential with a balanced approach to growth and risk management.
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H
Helios Balanced Advantage Fund(IDCW Payout)
The Helios Balanced Advantage Fund shows a decent overall score with strengths in growth and governance, but faces challenges in valuation and liquidity.
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N
NJ ELSS Tax Saver Scheme(IDCW)
The NJ ELSS Tax Saver Scheme shows decent potential with stable growth and profitability metrics, but faces challenges from market volatility and competition.
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B
Baroda BNP Paribas Short Duration Fund(Q-IDCW)
The fund shows potential but lacks strong growth drivers and competitive advantages.
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B
Baroda BNP Paribas Short Duration Fund(M-IDCW)
The fund shows potential for steady returns with manageable risks, making it a decent investment option.
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M
Mahindra Manulife Banking & Financial Services Fund(IDCW)
The fund shows potential for moderate growth but faces challenges in profitability and execution risks.
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M
Mahindra Manulife Banking & Financial Services Fund(IDCW Payout)
The fund shows potential for moderate growth, but investors should be cautious of profitability pressures and market competition.
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N
Nippon India Japan Equity Fund(IDCW)
The fund shows decent potential with a balanced approach towards growth and profitability, but some risks need to be monitored.
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J
JM Focused Fund(IDCW)
The JM Focused Fund shows potential for growth but has several risks that investors should consider before investing.
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S
SBI Retirement Benefit Fund-Conservative Hybrid Plan(IDCW)Direct Plan
The fund presents a decent investment opportunity with moderate growth potential, but investors should be cautious of liquidity and execution risks.
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U
UTI Credit Risk Fund(F-IDCW)
The UTI Credit Risk Fund presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.
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Business Overview
The ITI Banking & Financial Services Fund (IDCW) is a mutual fund designed for investors seeking exposure to the dynamic banking and financial services sector in India. This fund aims to capitalize on the growth potential of financial institutions, making it ideal for those looking to diversify their investment portfolio. With a focus on long-term capital appreciation, it offers a balanced approach to risk and reward, catering to both seasoned investors and newcomers alike.
- Targeted exposure to the banking and financial services sector
- Ideal for long-term capital appreciation
- Diversifies investment portfolios effectively
- Managed by experienced financial professionals
- Aims to capitalize on sector growth opportunities
Investment Thesis
ITI Banking & Financial Services Fund presents a compelling investment opportunity due to its strong promoter credibility, significant growth potential in digital services, and attractive valuations compared to peers. This combination positions the fund favorably for long-term gains in the evolving financial landscape.
- Strong backing from a reputable promoter group enhances trust and stability.
- Digital services are on a growth trajectory, providing ample investment opportunities.
- Valuations are attractive relative to industry peers, indicating potential for upside.
- Focus on innovation and technology adoption aligns with market trends.
- Diversified portfolio mitigates risks and enhances return potential.
Opportunity vs Risk
Opportunities
- Digital CX growth in healthcare/finance
- Global client base
- Backed by strong group
- Attractive valuation
Risks ⚠️
- Inconsistent earnings trend
- Weak ROE/ROCE vs peers
- Promoter pledging, low liquidity
- Execution risk on contracts
📊 Stock Investment Checklist (100 Points)
ITI Banking & Financial Services Fund(IDCW) • Updated: 2025-10-01 03:29:06
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10BusinessHighThe banking sector is evolving with digital transformation, but competition is intense.
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10GrowthHighModerate revenue growth observed, but profit margins are under pressure.
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10ProfitabilityHighROE and ROCE are stable, but OCF is inconsistent.
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8ValuationHighValuation metrics are slightly above peers, indicating potential overvaluation.
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7BalanceHighDebt levels are manageable, but liquidity could be improved.
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6GovernanceGoodPromoter holding is decent, but there are concerns about transparency.
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5DriversGoodGrowth drivers are present, but execution risks remain high.
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5TechnicalsGoodMarket sentiment is mixed with low liquidity.
Final Score & Verdict
Score 66 / 100
• Decent
The fund shows potential in a future-ready sector but faces challenges in profitability and valuation metrics.