LIC MF Overnight Fund(W-IDCW)
Ticker: mf16157
Decent
68/100
☆ Add to Watchlist
More Options
L
LIC MF Overnight Fund(IDCW)
The LIC MF Overnight Fund shows decent potential with stable growth, but faces challenges in profitability and market sentiment.
View details
A
Axis Greater China Equity FoF(IDCW)
The fund shows potential in a growing sector but faces challenges in profitability and valuation metrics, making it a cautious investment.
View details
L
LIC MF Manufacturing Fund(IDCW)
The LIC MF Manufacturing Fund shows potential but faces challenges in profitability and valuation metrics.
View details
D
DSP NIFTY 50 Index Fund(IDCW-Reinv)
The DSP NIFTY 50 Index Fund presents a decent investment opportunity with stable growth potential, but investors should be cautious of market volatility.
View details
D
DSP NIFTY 50 Index Fund(IDCW)
The DSP NIFTY 50 Index Fund is a strong investment option due to its diversified portfolio and consistent growth metrics.
View details
S
Sundaram Multi-Factor Fund(IDCW)
The fund shows decent potential with a balanced approach to growth and profitability, but some risks need to be monitored.
View details
H
HSBC Low Duration Fund(A-IDCW Payout)
The fund shows decent potential but faces challenges in profitability and execution risks.
View details
H
HSBC Low Duration Fund(A-IDCW)
The fund shows decent potential but faces challenges in profitability and growth drivers.
View details
H
HSBC Low Duration Fund(IDCW)
The HSBC Low Duration Fund shows moderate potential but lacks strong growth drivers and consistency in profitability.
View details
B
Baroda BNP Paribas Conservative Hybrid Fund(M-IDCW)
The fund shows decent potential but lacks strong growth drivers and competitive advantages.
View details
B
Baroda BNP Paribas Conservative Hybrid Fund(Q-IDCW)
The fund shows decent potential but faces challenges in profitability and valuation metrics.
View details
U
UTI Banking & PSU Fund(M-IDCW)
The UTI Banking & PSU Fund has a decent score, indicating moderate potential but with notable risks that need to be monitored.
View details
U
UTI Banking & PSU Fund(F-IDCW)
The UTI Banking & PSU Fund shows decent potential with consistent growth and a solid balance sheet, but there are some risks related to governance and execution.
View details
U
UTI Banking & PSU Fund(A-IDCW)
The UTI Banking & PSU Fund shows decent potential with stable growth prospects, but investors should be cautious of execution risks.
View details
U
UTI Banking & PSU Fund(H-IDCW)
The UTI Banking & PSU Fund shows decent potential with stable growth and profitability metrics, but some governance concerns and execution risks should be monitored.
View details
U
UTI Banking & PSU Fund(IDCW)
The fund shows potential in a stable sector but faces challenges in growth consistency and valuation metrics.
View details
Business Overview
LIC MF Overnight Fund (W-IDCW) is a debt mutual fund designed for investors seeking a safe and liquid investment option. It primarily invests in overnight securities, making it ideal for those looking to park their funds for short durations while earning better returns than traditional savings accounts. This fund is suitable for conservative investors, corporate treasuries, and those wanting to manage cash flows effectively. With a focus on capital preservation and liquidity, it serves as a reliable choice in the dynamic financial landscape.
- Ideal for short-term investments
- Focuses on capital preservation
- Invests in overnight securities
- Offers better returns than savings accounts
- Suitable for conservative investors
- Enhances liquidity management
Investment Thesis
LIC MF Overnight Fund (W-IDCW) stands out due to its backing by the reputable LIC promoter group, ensuring credibility and trust. With the growing trend of digital services, the fund is well-positioned for future growth. Additionally, its attractive valuation compared to peers presents a compelling investment opportunity for retail investors.
- Strong backing from LIC, a trusted name in the financial sector.
- Significant growth potential in digital services enhancing fund accessibility.
- Attractive valuation compared to similar funds, offering better returns.
- Focus on overnight liquidity aligns with current market needs.
- Proven track record of consistent performance and risk management.
Opportunity vs Risk
Opportunities
- Stable returns in low-risk environment
- Suitable for short-term investments
- Liquidity for quick access to funds
- Potential tax benefits on dividends
Risks ⚠️
- Interest rate fluctuations impact returns
- Inflation may erode purchasing power
- Market volatility affects fund performance
- Limited growth compared to equities
Peer Perspective
LIC MF Overnight Fund (W-IDCW) trades at a slight premium compared to peers like HDFC Overnight Fund and SBI Overnight Fund. A rerating could occur if it maintains consistent margin stability and showcases growth in AUM.
📊 Stock Investment Checklist (100 Points)
LIC MF Overnight Fund(W-IDCW) • Updated: 2025-10-01 06:34:40
-
10BusinessHighThe sector is stable but lacks significant growth potential.
-
10GrowthHighRevenue growth is inconsistent, with fluctuations in profit margins.
-
10ProfitabilityHighROE and ROCE are average, with OCF not consistently exceeding net profit.
-
8ValuationHighValuation metrics are slightly above peers, indicating potential overvaluation.
-
7BalanceHighDebt levels are manageable, but liquidity could be improved.
-
6GovernanceGoodPromoter holding is stable, but there are concerns about transparency.
-
5DriversGoodLimited growth drivers identified; execution risks are present.
-
5TechnicalsGoodMarket sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100
• Decent
The LIC MF Overnight Fund shows decent potential but is hindered by inconsistent growth and average profitability metrics. Caution is advised due to valuation concerns and limited growth drivers.