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UTI Banking & PSU Fund(IDCW)

Ticker: mf16180
Decent 68/100

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L
LIC MF Balanced Advantage Fund(IDCW)
Score 68/100 Decent
The LIC MF Balanced Advantage Fund shows potential but faces challenges in growth consistency and valuation metrics.
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M
Mahindra Manulife Manufacturing Fund(IDCW)
Score 48/100 Decent
The fund shows potential but faces challenges in profitability and execution risks. Caution is advised.
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M
Mahindra Manulife Manufacturing Fund(IDCW Payout)
Score 68/100 Decent
The fund shows potential in the manufacturing sector but faces challenges in growth consistency and valuation metrics.
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A
Aditya Birla SL Special Opp Fund(IDCW-Reinv)
Score 68/100 Decent
The fund shows decent potential with a solid growth trajectory and manageable risks, making it a reasonable investment option.
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A
Aditya Birla SL Special Opp Fund(IDCW)
Score 66/100 Decent
The fund shows decent potential with a balanced approach to growth and risk management, but investors should remain cautious about execution risks.
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I
Invesco India Short Duration Fund(W-IDCW)
Score 48/100 Risky
The fund shows several weaknesses in growth and profitability metrics, indicating potential risks for investors.
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I
Invesco India Short Duration Fund(M-IDCW)
Score 48/100 Risky
The fund shows several weaknesses in growth and profitability, making it a risky investment at this time.
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I
Invesco India Short Duration Fund(DD-IDCW)
Score 68/100 Decent
The fund shows moderate potential but faces challenges in growth and profitability metrics.
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I
Invesco India Short Duration Fund(IDCW)
Score 48/100 Risky
The fund shows potential but faces significant risks and lacks strong growth drivers.
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J
JM Aggressive Hybrid Fund(H-IDCW)
Score 48/100 Decent
The fund shows potential but has several areas of concern that need to be addressed for better performance.
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J
JM Aggressive Hybrid Fund(Q-IDCW)
Score 48/100 Decent
The fund shows decent potential with a balanced approach, but investors should be cautious of execution risks.
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J
JM Aggressive Hybrid Fund(M-IDCW)
Score 66/100 Decent
The JM Aggressive Hybrid Fund shows decent potential with a balanced approach to growth and profitability, though some risks are present.
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J
JM Aggressive Hybrid Fund(A-IDCW)
Score 68/100 Decent
The JM Aggressive Hybrid Fund shows potential for growth with a decent risk profile, but investors should remain cautious of execution risks.
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J
JM Aggressive Hybrid Fund(IDCW)
Score 68/100 Decent
The JM Aggressive Hybrid Fund shows decent potential with consistent growth and manageable risks, making it a reasonable investment choice.
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S
Sundaram Corp Bond Fund(IDCW)
Score 70/100 Decent
The fund shows decent stability but lacks strong growth drivers and has some valuation concerns.
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N
Nippon India Nifty G-Sec Jun 2036 Maturity Index Fund(IDCW)
Score 50/100 Decent
The fund offers stability but lacks significant growth potential, making it suitable for conservative investors.
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Business Overview

UTI Banking & PSU Fund (IDCW) is a mutual fund designed for investors seeking exposure to the banking and public sector undertakings in India. This fund aims to provide steady income along with capital appreciation, making it an ideal choice for conservative investors looking for stability and growth. With a focus on high-quality securities, it offers a balanced risk-return profile, catering to both new and seasoned investors.

  • Focuses on banking and PSU sectors
  • Ideal for conservative investors
  • Offers potential for steady income
  • Invests in high-quality securities
  • Aims for capital appreciation
  • Managed by experienced professionals

Opportunity vs Risk

Opportunities
  • Strong government support for PSUs
  • Diversified exposure to banking sector
  • Potential for steady dividend income
  • Growing demand for financial services
Risks ⚠️
  • Market volatility affecting fund performance
  • Regulatory changes impacting PSUs
  • Interest rate fluctuations risk
  • Economic slowdown may impact returns
📊 Stock Investment Checklist (100 Points)
UTI Banking & PSU Fund(IDCW) • Updated: 2025-10-01 07:40:44
  • 10
    Business
    High
    Banking and PSU sectors are essential and have a stable demand.
  • 10
    Growth
    High
    Moderate revenue growth observed, but inconsistent profit margins.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but OCF is fluctuating.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers, indicating potential overvaluation.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is stable, but some concerns about disclosures.
  • 5
    Drivers
    Good
    Growth drivers are present, but execution risks remain.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The fund shows potential in a stable sector but faces challenges in growth consistency and valuation metrics.