UTI Banking & PSU Fund(F-IDCW)

Ticker: mf16177
Decent 66/100

☆ Add to Watchlist

More Options

Business Overview

The UTI Banking & PSU Fund (F-IDCW) is a mutual fund scheme focused on investing in banking and public sector undertakings. Ideal for conservative investors seeking stable returns, this fund aims to provide capital appreciation while minimizing risk. With a strong emphasis on quality assets, it offers an opportunity to benefit from the growth of India's financial and public sectors. This fund is managed by experienced professionals, ensuring a strategic approach to investment.

  • Focuses on banking and PSU sectors
  • Ideal for conservative investors
  • Aims for capital appreciation
  • Managed by experienced professionals
  • Minimizes investment risk
  • Supports India's economic growth

Opportunity vs Risk

Opportunities
  • Diversified exposure to banking sector
  • Potential for steady dividends
  • Government support for PSU banks
  • Strong long-term growth prospects
  • Attractive valuation compared to peers
Risks ⚠️
  • Market volatility affecting returns
  • Regulatory changes impacting operations
  • Economic slowdown risks
  • Credit risk from PSU banks
  • Interest rate fluctuations
📊 Stock Investment Checklist (100 Points)
UTI Banking & PSU Fund(F-IDCW) • Updated: 2025-10-01 07:40:21
  • 10
    Business
    High
    The fund is invested in a future-ready sector with a clear model.
  • 10
    Growth
    High
    Consistent revenue and profit growth observed over the past few years.
  • 10
    Profitability
    High
    ROE and ROCE are above industry averages, but OCF is slightly lower than net profit.
  • 8
    Valuation
    High
    Valuation metrics are reasonable compared to peers.
  • 7
    Balance
    High
    Strong balance sheet with manageable debt levels.
  • 6
    Governance
    Good
    Promoter holding is stable, but some concerns about disclosures.
  • 5
    Drivers
    Good
    Growth drivers are present, but execution risks remain.
  • 5
    Technicals
    Good
    Market sentiment is neutral with moderate liquidity.
Final Score & Verdict
Score 66 / 100 • Decent
The UTI Banking & PSU Fund shows decent potential with consistent growth and a solid balance sheet, but there are some risks related to governance and execution.