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UTI Banking & PSU Fund(M-IDCW)

Ticker: mf16176
Decent 68/100

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U
UTI Banking & PSU Fund(F-IDCW)
Score 66/100 Decent
The UTI Banking & PSU Fund shows decent potential with consistent growth and a solid balance sheet, but there are some risks related to governance and execution.
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U
UTI Banking & PSU Fund(A-IDCW)
Score 68/100 Decent
The UTI Banking & PSU Fund shows decent potential with stable growth prospects, but investors should be cautious of execution risks.
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U
UTI Banking & PSU Fund(H-IDCW)
Score 68/100 Decent
The UTI Banking & PSU Fund shows decent potential with stable growth and profitability metrics, but some governance concerns and execution risks should be monitored.
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U
UTI Banking & PSU Fund(IDCW)
Score 68/100 Decent
The fund shows potential in a stable sector but faces challenges in growth consistency and valuation metrics.
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L
LIC MF Balanced Advantage Fund(IDCW)
Score 68/100 Decent
The LIC MF Balanced Advantage Fund shows potential but faces challenges in growth consistency and valuation metrics.
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M
Mahindra Manulife Manufacturing Fund(IDCW)
Score 48/100 Decent
The fund shows potential but faces challenges in profitability and execution risks. Caution is advised.
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M
Mahindra Manulife Manufacturing Fund(IDCW Payout)
Score 68/100 Decent
The fund shows potential in the manufacturing sector but faces challenges in growth consistency and valuation metrics.
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A
Aditya Birla SL Special Opp Fund(IDCW-Reinv)
Score 68/100 Decent
The fund shows decent potential with a solid growth trajectory and manageable risks, making it a reasonable investment option.
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A
Aditya Birla SL Special Opp Fund(IDCW)
Score 66/100 Decent
The fund shows decent potential with a balanced approach to growth and risk management, but investors should remain cautious about execution risks.
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I
Invesco India Short Duration Fund(W-IDCW)
Score 48/100 Risky
The fund shows several weaknesses in growth and profitability metrics, indicating potential risks for investors.
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I
Invesco India Short Duration Fund(M-IDCW)
Score 48/100 Risky
The fund shows several weaknesses in growth and profitability, making it a risky investment at this time.
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I
Invesco India Short Duration Fund(DD-IDCW)
Score 68/100 Decent
The fund shows moderate potential but faces challenges in growth and profitability metrics.
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I
Invesco India Short Duration Fund(IDCW)
Score 48/100 Risky
The fund shows potential but faces significant risks and lacks strong growth drivers.
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J
JM Aggressive Hybrid Fund(H-IDCW)
Score 48/100 Decent
The fund shows potential but has several areas of concern that need to be addressed for better performance.
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J
JM Aggressive Hybrid Fund(Q-IDCW)
Score 48/100 Decent
The fund shows decent potential with a balanced approach, but investors should be cautious of execution risks.
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J
JM Aggressive Hybrid Fund(M-IDCW)
Score 66/100 Decent
The JM Aggressive Hybrid Fund shows decent potential with a balanced approach to growth and profitability, though some risks are present.
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Business Overview

The UTI Banking & PSU Fund (M-IDCW) is a mutual fund designed for investors seeking stable returns through investments in banking and public sector undertakings. This fund is ideal for conservative investors looking for a balance between risk and reward, focusing on long-term wealth creation. It matters because it offers exposure to well-established institutions, ensuring a level of security and reliability in your investment portfolio.

  • Focuses on banking and public sector undertakings
  • Ideal for conservative and long-term investors
  • Offers potential for stable returns
  • Managed by experienced professionals
  • Diversifies investment risk across sectors

Opportunity vs Risk

Opportunities
  • Strong government backing
  • Diversified portfolio exposure
  • Potential for steady dividends
  • Focus on public sector banks
Risks ⚠️
  • Market volatility impact
  • Interest rate fluctuations
  • Regulatory changes
  • Limited growth in PSU sector
📊 Stock Investment Checklist (100 Points)
UTI Banking & PSU Fund(M-IDCW) • Updated: 2025-10-01 07:40:55
  • 10
    Business
    High
    Banking and PSU sectors are essential for economic growth, but face regulatory challenges.
  • 10
    Growth
    High
    Moderate revenue growth observed, but inconsistent profit margins.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but OCF is fluctuating.
  • 10
    Valuation
    High
    Valuation metrics are in line with peers, but not compelling.
  • 8
    Balance
    High
    Debt levels are manageable, but liquidity is a concern.
  • 6
    Governance
    Good
    Promoter holding is stable, but some concerns over disclosures.
  • 5
    Drivers
    Good
    Growth drivers are present, but execution risks are significant.
  • 2
    Technicals
    Low
    Market sentiment is weak with low liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The UTI Banking & PSU Fund has a decent score, indicating moderate potential but with notable risks that need to be monitored.