Mirae Asset ELSS Tax Saver Fund(IDCW)

Mirae Asset ELSS Tax Saver Fund (IDCW) is an equity-linked savings scheme designed to help investors save on taxes while growing their wealth. Ideal for individuals looking to maximize returns over the long term, this fund invests primarily in equities and equity-related instruments. It offers tax benefits under Section 80C of the Income Tax Act, making it a smart choice for tax planning. With a strong track record and professional management, this fund aims to deliver capital appreciation along with tax efficiency.

Tax benefits under Section 80C
Focus on long-term capital growth
Invests primarily in equities
Managed by experienced professionals
Suitable for tax-conscious investors
Potential for high returns over time

Investment Thesis

Mirae Asset ELSS Tax Saver Fund stands out due to its strong promoter credibility, robust digital services growth potential, and attractive valuation compared to peers. This fund offers Indian retail investors a solid opportunity for tax-saving investments while benefiting from a well-managed portfolio.

Strong backing from Mirae Asset, a reputable global financial services firm.
Significant growth in digital services enhances fund accessibility and investor engagement.
Valuation metrics indicate the fund is competitively priced against similar offerings.
Proven track record of consistent performance and risk management.
Focus on long-term capital appreciation aligns with investor goals.

Opportunity vs Risk

Opportunities

Tax benefits for investors
Diversified equity exposure
Potential for long-term growth
Professional fund management
Rising market participation

Risks ⚠️

Market volatility impacts returns
Lock-in period restrictions
Economic downturns affect performance
Regulatory changes in taxation
Competition from other funds

📊 Stock Investment Checklist (100 Points)

Mirae Asset ELSS Tax Saver Fund(IDCW) • Updated: 2025-10-01 06:38:41

10

Business
High

The fund is invested in a future-ready sector with a clear model but lacks a strong moat.
10

Growth
High

Revenue and profit growth have been consistent over the past few years.
10

Profitability
High

ROE and ROCE are decent, but OCF is slightly lower than net profit.
8

Valuation
High

P/E and P/B ratios are in line with peers, but PEG indicates potential overvaluation.
7

Balance
High

Debt/equity ratio is manageable, but liquidity could be improved.
6

Governance
Good

Promoter holding is strong, but there are minor concerns regarding disclosures.
5

Drivers
Good

There are growth catalysts, but execution risks remain.
5

Technicals
Good

Market sentiment is neutral with moderate liquidity.

Final Score & Verdict

Score 48 / 100 • Decent

The Mirae Asset ELSS Tax Saver Fund shows decent potential with consistent growth and manageable risks, but investors should be cautious of valuation and execution risks.