UTI Liquid Fund(Q-IDCW)

Ticker: mf14213
Decent 67/100

☆ Add to Watchlist

More Options

Business Overview

UTI Liquid Fund (Q-IDCW) is a low-risk mutual fund designed for conservative investors seeking liquidity and stable returns. Ideal for individuals looking to park their short-term funds, it provides the safety of debt instruments while aiming for better returns than traditional savings accounts. This fund is particularly suitable for those who want to manage cash flows efficiently without compromising on returns.

  • Low-risk investment option
  • Ideal for short-term financial goals
  • Provides liquidity and easy access to funds
  • Invests in high-quality debt instruments
  • Potentially better returns than savings accounts

Opportunity vs Risk

Opportunities
  • Stable returns in volatile markets
  • Tax benefits on long-term investments
  • Diversification of investment portfolio
  • Liquidity for immediate needs
Risks ⚠️
  • Market fluctuations affecting NAV
  • Interest rate changes impact returns
  • Credit risk from underlying securities
  • Limited growth potential compared to equities
📊 Stock Investment Checklist (100 Points)
UTI Liquid Fund(Q-IDCW) • Updated: 2025-10-01 22:28:59
  • 10
    Business
    High
    Liquid funds are generally considered future-ready due to their adaptability in a changing interest rate environment.
  • 10
    Growth
    High
    Consistent growth in assets under management, but growth is largely dependent on market conditions.
  • 10
    Profitability
    High
    Stable returns with reasonable expense ratios, but net profit margins can fluctuate.
  • 10
    Valuation
    High
    Valuation metrics are in line with industry averages, but not particularly compelling.
  • 8
    Balance
    High
    Strong liquidity position, minimal debt, and adequate reserves.
  • 7
    Governance
    High
    Good promoter holding, but some concerns regarding transparency in disclosures.
  • 8
    Drivers
    High
    Market conditions and interest rate changes are key drivers, with execution risks tied to fund management.
  • 5
    Technicals
    Good
    Market sentiment is neutral, with moderate liquidity.
Final Score & Verdict
Score 67 / 100 • Decent
UTI Liquid Fund presents a decent investment opportunity with stable returns and a strong liquidity position, but investors should be cautious of market conditions affecting growth.