UTI Liquid Fund(F-IDCW)

Ticker: mf14212
Decent 68/100

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Business Overview

UTI Liquid Fund (F-IDCW) is a low-risk mutual fund designed for investors seeking liquidity and capital preservation. Ideal for individuals looking to park their short-term savings, this fund offers competitive returns while maintaining a high level of safety. Its focus on high-quality debt instruments ensures that your investment remains secure and accessible. With UTI's strong reputation and proven track record, this fund is a reliable choice for both new and seasoned investors.

  • Low-risk investment option
  • Ideal for short-term savings
  • High liquidity and accessibility
  • Focus on high-quality debt instruments
  • Managed by UTI's experienced team
  • Proven track record of performance

Opportunity vs Risk

Opportunities
  • Stable returns in a low-interest environment
  • Good liquidity for short-term needs
  • Potential tax benefits on gains
  • Diversification for investment portfolio
Risks ⚠️
  • Market volatility affecting returns
  • Interest rate fluctuations impact NAV
  • Credit risk from underlying securities
  • Regulatory changes may affect performance
📊 Stock Investment Checklist (100 Points)
UTI Liquid Fund(F-IDCW) • Updated: 2025-10-01 22:28:24
  • 10
    Business
    High
    The sector is stable but lacks significant growth potential.
  • 10
    Growth
    High
    Consistent revenue growth but profit margins are under pressure.
  • 10
    Profitability
    High
    ROE and ROCE are decent but OCF is fluctuating.
  • 8
    Valuation
    High
    Valuation metrics are in line with peers but not compelling.
  • 7
    Balance
    High
    Balance sheet is stable with manageable debt levels.
  • 6
    Governance
    Good
    Promoter holding is strong but some concerns over disclosures.
  • 5
    Drivers
    Good
    Limited growth drivers and execution risks are present.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
UTI Liquid Fund shows a decent performance with stable growth but faces challenges in profitability and market sentiment.