UTI Liquid Fund(M-IDCW)

Ticker: mf14216
Decent 68/100

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Business Overview

UTI Liquid Fund (M-IDCW) is a short-term investment option designed for conservative investors seeking liquidity and capital preservation. Ideal for individuals and institutions looking to park their funds for a brief period while earning attractive returns, this fund offers a safe and efficient way to manage cash flows. With a focus on high-quality debt instruments, it ensures stability and minimal risk, making it a smart choice for emergency funds or short-term goals.

  • Designed for conservative investors
  • Offers liquidity and capital preservation
  • Invests in high-quality debt instruments
  • Ideal for short-term financial goals
  • Provides attractive returns with minimal risk

Opportunity vs Risk

Opportunities
  • Stable returns in volatile markets
  • Tax-efficient investment option
  • Liquidity for short-term needs
  • Diversified portfolio exposure
Risks ⚠️
  • Interest rate fluctuations
  • Market volatility impact
  • Credit risk of underlying assets
  • Limited growth potential compared to equities
📊 Stock Investment Checklist (100 Points)
UTI Liquid Fund(M-IDCW) • Updated: 2025-10-01 22:28:50
  • 10
    Business
    High
    The sector is stable but lacks significant growth potential.
  • 10
    Growth
    High
    Consistent revenue growth but limited profit margins.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but OCF is not consistently higher than net profit.
  • 8
    Valuation
    High
    Valuation metrics are in line with peers but not compelling.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is stable, but there are concerns about disclosures.
  • 5
    Drivers
    Good
    Limited growth catalysts and some execution risks.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
UTI Liquid Fund shows decent stability but lacks strong growth drivers. It is suitable for conservative investors.